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Solace says winter is coming and he is taking action.

Friday, July 1, 2016

Sharing a comment from Solace, an ASSI guest blogger. It has been a while since he wrote and this piece is a heartfelt one.

Solace says:

In trying to navigate through personal finance, I have learnt not to set conventional limitations on myself.

When I first started out, I thought I should only work from 8am – 5pm, Monday to Friday. No work for me on public holidays and on weekends.

Such thinking limits options to increase our income.


I know people who monetise their free time on weekend and public holidays to give tuition. Others work as relief taxi drivers on weekends.

I have 2 friends who are passionate about sports and music, respectively. Both hold full time jobs in the corporate world. One transforms himself into a swimming instructor during weekends and evenings while the other teaches music on his off days.

My industry and skillsets have allowed me to change from working regular hours to doing shift work. 


Now, I am required to work on some weekends and public holidays. Sometimes, I am also rotated to work night shifts. I would also volunteer for overtime as long as I can make it. All this translates into higher income as a result.

Human capital is limited, make hay while the sun shines.


Try our best to make more money while we are younger and healthier.

"Winter is Coming" is a motto in Games of Thrones.

The meaning behind these words is one of warning and constant vigilance. There are always dark periods (“Winter”) in our lives even if things are good now ("summer").

In our context, winter can come in the forms of economic recessions (leading to retrenchment, pay cut, pay freeze, for examples). Of course, sickness and old age are inevitable.

I do hope that I am well prepared when “Winter” eventually comes into my life.






AK hopes that all of us are well prepared.

Do the right things because our lives can be and should be better.


Related post:
A young father says money not enough.

7 comments:

TT said...

Everything in moderation. Work is not everything, neither is money. Work hard, but rest well. Earn money, but spend when necessary.

tong said...

r u hinting that winter is coming next year?

Siew Mun said...

I have a day job, weekend chef job and occasional clinical research participant job too. I still have time for the family. Living a full life of different kinds of experience and meeting different people. Don't find myself overwork. Increase my human capital and expanding my skills

AK71 said...

Hi TT,

Health is very important too. I agree. :)

AK71 said...

Hi Tong,

Not I say de. I sent Solace a little note on FB already. Wait for his reply. ;)

AK71 said...

Hi Siew Mun,

Always a good example. Two thumbs up! :D

Solace said...

Hi Tong,

Depending on your definition of "Winter"

Growing old and destitute might be a "Winter" to some. Sickness and aging body can also be "Winter" to others.

I leave another quote here which i think is very pragmatic.
"if you're going to be a cripple, it's better to be a rich cripple"

For "Winter" in economic recessions, history has shown it will arrive sooner or later.

When it comes, i hope we are well prepared.

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