tag:blogger.com,1999:blog-7944902213075756335.post2176855218467203306..comments2024-03-28T23:00:40.055+08:00Comments on A Singaporean Stocks Investor (ASSI): Money management: Needs and wants.AK71http://www.blogger.com/profile/16832145412062954289noreply@blogger.comBlogger14125tag:blogger.com,1999:blog-7944902213075756335.post-8917043253987028722018-09-16T19:46:00.489+08:002018-09-16T19:46:00.489+08:00Hi Ben,
Oh, for sure, I am not against car owners...Hi Ben,<br /><br />Oh, for sure, I am not against car ownership per se.<br /><br />See:<br /><a href="http://singaporeanstocksinvestor.blogspot.com/2017/02/buy-car-with-4d-winnings-or-win-again.html" rel="nofollow">3 good reasons to own a car.</a><br />AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-38889017943442459482018-09-16T12:23:44.128+08:002018-09-16T12:23:44.128+08:00Hi AK,
Over the years, I realised that some peopl...Hi AK,<br /><br />Over the years, I realised that some people consider the previously want as need. One example is the sedan car which the people consider to be a "need" as a transport mean for ferrying the kids.<br /><br />The above worth a penny for thought and analysis.<br /><br />BenWTKhttps://www.blogger.com/profile/11459028978258841179noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-59311854300120216002010-02-25T09:26:52.288+08:002010-02-25T09:26:52.288+08:00Hi Chan,
You are also more of a saver, I see. :)...Hi Chan,<br /><br />You are also more of a saver, I see. :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-81132344520382960912010-02-25T01:39:14.067+08:002010-02-25T01:39:14.067+08:00Chan said
I also about 60%Chan said<br />I also about 60%Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-18370005915623246862010-02-24T21:05:31.415+08:002010-02-24T21:05:31.415+08:00Hi drizzt,
LP believes that we can save up to 90%...Hi drizzt,<br /><br />LP believes that we can save up to 90%. So, I have to work harder. ;-p<br /><br />I don't know if I make a lot of money. Many friends make more than I do. However, I am not much of a spender. I think that helps. :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-56775727286926655952010-02-24T20:31:45.252+08:002010-02-24T20:31:45.252+08:00astounding that you can save so much. i guess you ...astounding that you can save so much. i guess you must earn quite alot. i can only save 45% of my disposable and people already say i save alot liao.drizzthttp://www.investmentmoats.comnoreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-59729695798435134322010-02-24T17:08:04.867+08:002010-02-24T17:08:04.867+08:00Hi LP,
We mix with different types of people? Pe...Hi LP,<br /><br />We mix with different types of people? Perhaps. :)<br /><br />As for what you said about how there is "only so much you can spend on", actually, if you think about it, there are many things we could spend on as well as the frequency of such expenditures.<br /><br />I know people who would buy a new pair of shoes every two weeks, 30 new music cds every month, a new AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-35350591385207164962010-02-24T12:19:11.222+08:002010-02-24T12:19:11.222+08:00Hi AK,
Interesting. I've always heard of peop...Hi AK,<br /><br />Interesting. I've always heard of people trying to reduce their expenses instead of trying to increase their income. Perhaps we mix with different people :)<br /><br />I believe you can save up to 90% of income. There's only so much you can spend on. Let's say you spend 5k. If you earn 6k, you save only 1k. If you earn 20k, you save 15k. It's not as simple as I la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-25124157917829904722010-02-21T09:08:20.484+08:002010-02-21T09:08:20.484+08:00Hi Hubert,
Well said. We must always have "...Hi Hubert,<br /><br />Well said. We must always have "retained earnings" like any good company in order to seize opportunities if they present themselves.AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-40557086384407680292010-02-21T08:04:34.406+08:002010-02-21T08:04:34.406+08:00Not spending the money doesn't automatically m...Not spending the money doesn't automatically mean that it's not yours. It only means that we could be setting aside that money for something else in the future, or for investing when the time is right.https://www.blogger.com/profile/09976167950354899325noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-82308120705259402072010-02-21T00:40:46.044+08:002010-02-21T00:40:46.044+08:00Hi CL,
Once the money is spent, it is no longer y...Hi CL,<br /><br />Once the money is spent, it is no longer yours. Starting a family is a major financial commitment. A lot of money has to be spent. That's for sure.<br /><br />However, you are gaining something in exchange just like with any other purchase. ;) As long as you feel that the purchase is good value for money and it is something you need, go ahead and spend the money. :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-60261929632793352142010-02-21T00:22:09.414+08:002010-02-21T00:22:09.414+08:00haha nice 1...true to some extend...but once you n...haha nice 1...true to some extend...but once you need to build up a family thats when the true headache is...your $$ is never yours alone already...CLnoreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-26661722015904635842010-02-21T00:11:11.149+08:002010-02-21T00:11:11.149+08:00Hi Dou,
Guess what, I keep some of my money at ho...Hi Dou,<br /><br />Guess what, I keep some of my money at home in a tin can. I think I can safely consider that money to be mine. ;)<br /><br />Jokes aside, I think we can always find reasons or excuses to spend money. Thinking that we have to spend money so as to prove our ownership is something I have heard before. I think it is rather twisted. <br /><br />After all, upon spending the AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-19364083685860462872010-02-20T23:25:55.335+08:002010-02-20T23:25:55.335+08:00My friends once told me if u dun spend the money u...My friends once told me if u dun spend the money u have..basically it is NOT YOURS..hahahaDouhttps://www.blogger.com/profile/10694404984460035958noreply@blogger.com