tag:blogger.com,1999:blog-7944902213075756335.post6254949875849316942..comments2024-03-29T10:22:24.187+08:00Comments on A Singaporean Stocks Investor (ASSI): If a fresh grad can save $20,000 a year, so can you.AK71http://www.blogger.com/profile/16832145412062954289noreply@blogger.comBlogger18125tag:blogger.com,1999:blog-7944902213075756335.post-74431206490402409682015-01-10T16:22:11.752+08:002015-01-10T16:22:11.752+08:00Hi RT,
Things I am keen to acquire but have held ...Hi RT,<br /><br />Things I am keen to acquire but have held back on? The first thing that comes to mind is my dream car. Hahaha... A MB C180. :)<br /><br />Things I am keen to do but have held back on? A grand tour of the U.K. and parts of Europe. Thank goodness for the Travel Channel. ;pAK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-46076017013525993142015-01-10T11:24:11.460+08:002015-01-10T11:24:11.460+08:00Hi AK
Are there any things that you have been kee...Hi AK<br /><br />Are there any things that you have been keen to do or acquire, but have held back because of the cost?<br /><br />darrenhttps://www.blogger.com/profile/12207832191060889856noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-69524605782652472652015-01-10T10:34:02.244+08:002015-01-10T10:34:02.244+08:00Hi Chew,
I said two things in a recent blog post ...Hi Chew,<br /><br />I said two things in a recent blog post and one of them was:<br /><br />"The second thing I would tell them to do is to stick to this simplified lifestyle and do not scale up with the next salary increment which they might get. The reason why many people don't ever seem to save any money is that they upgrade their lifestyles as they make more money in life."<br /AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-65745370058391187872015-01-10T10:16:59.331+08:002015-01-10T10:16:59.331+08:00Hi AK71,
I've been a silent reader of your b...Hi AK71, <br /><br />I've been a silent reader of your blog. <br /><br />Thanks for re-enforcing the fact that we need to make hay when the sun is shinning. The discipline to be financial sensible does get easier over time. <br /><br />However, I've observed that lots of people in the finance industry feel the need to keep up with appearances. For example, a person gets promoted from AVP chewychttps://www.blogger.com/profile/09821278298065060056noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-2681463331440588792015-01-09T08:29:00.694+08:002015-01-09T08:29:00.694+08:00Hi Richard,
Havings savings is the foundation for...Hi Richard,<br /><br />Havings savings is the foundation for financial security and, ultimately, financial freedom. :)<br /><br />I know many people who think like your friends. Like you, I agree with them to a certain extent and I try to be less tight fisted with money these days. ;)<br /><br />However, even as I indulge, I look for value for money deals. I find it hard to pay full prices for &AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-59587098866083991912015-01-08T23:43:55.566+08:002015-01-08T23:43:55.566+08:00As usual, whenever i read such a post from your bl...As usual, whenever i read such a post from your blog, i will feel that whatever i am doing is all worth the effort for myself and my loved one. Definitely it feel so great!<br /><br />Some of my friends and colleagues told me that i should spend more on myself to enjoy life. But often i will disagree with them and they will tell me YOLO(you only live one) and money is meant to be spend(which i Richard Henghttps://www.blogger.com/profile/09389767410389041882noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-9546406625236752932015-01-08T17:32:33.429+08:002015-01-08T17:32:33.429+08:00Hi Cory,
People sometimes forget that I have a ca...Hi Cory,<br /><br />People sometimes forget that I have a car. Including depreciation, it easily costs me $15,000 a year. That is $1,250 a month or about $42 per day! -.-"<br /><br />Also, I don't make as much money as you do at work, I am very sure. As I enter semi-retirement, taking a huge pay cut, I should be more careful with money. ;)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-81799047021650984992015-01-08T15:15:33.279+08:002015-01-08T15:15:33.279+08:00AK, I consider myself frugal but not even your 50%...AK, I consider myself frugal but not even your 50% ...<br /><br />Can you do me a small favor by doubling your monthly expenses for yourself please ? :)<br /><br />It should be a small piece of cake and well within your frugality range. LOLCoryhttps://www.blogger.com/profile/18166646368324976318noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-85937275767945257192015-01-08T13:02:06.497+08:002015-01-08T13:02:06.497+08:00Hi owq,
I did a search online to read about Dr. S...Hi owq,<br /><br />I did a search online to read about Dr. Seuss. Haha... Thanks for this. :)<br /><br />http://en.wikipedia.org/wiki/Dr._Seuss<br />"The Cat in the Hat and subsequent books written for young children achieved significant international success and they remain very popular today. In 2009, Green Eggs and Ham sold 540,366 copies, The Cat in the Hat sold 452,258 copies, and One AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-55020876082341767562015-01-08T12:54:58.993+08:002015-01-08T12:54:58.993+08:00Hi DC,
People are always very amazed by how quick...Hi DC,<br /><br />People are always very amazed by how quickly I can build my savings. I will explain to them that it is nothing mysterious. <br /><br />It just takes discipline and we must be sensible to make the right decisions. It will get easier and easier over time. <br /><br />Enjoy now or enjoy later? I believe that all of us have a choice. :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-4281330087706194542015-01-08T12:50:04.882+08:002015-01-08T12:50:04.882+08:00Hi AK,
This reminds me of a quote by Dr Seuss: &q...Hi AK,<br /><br />This reminds me of a quote by Dr Seuss: "Be who you are and say what you feel because those who mind don't matter and those who matter don't mind."owqhttps://www.blogger.com/profile/17428568773891044986noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-33189869349032085802015-01-08T12:27:14.468+08:002015-01-08T12:27:14.468+08:00Hi AK71,
I like when you blog about savings. It&#...Hi AK71,<br /><br />I like when you blog about savings. It's a good virtue. It's expensive to spend on groceries in Singapore. The recent fairprice warehouse store near Joon Koon MRT station sells cheaper groceries in bulk but at a cost of member fee, and NTUC Union member fee does not belong to this fee. (What a joke..)Anonymoushttps://www.blogger.com/profile/17168480434294252442noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-53039474185267564602015-01-08T11:41:04.887+08:002015-01-08T11:41:04.887+08:00Hi Rebel,
Oh, I like visiting the supermarkets af...Hi Rebel,<br /><br />Oh, I like visiting the supermarkets after 8pm to pick discounted food items too. ;)<br /><br />Gambatte! :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-42043014109172823002015-01-08T11:40:17.533+08:002015-01-08T11:40:17.533+08:00Hi Victor,
You mean after I pass on from this wo...Hi Victor, <br /><br />You mean after I pass on from this world?<br /><br />Well, I will leave some money to my family but I also want to start a foundation to help needy students: <a href="http://singaporeanstocksinvestor.blogspot.sg/2014/12/one-of-most-noble-things-we-can-do.html" rel="nofollow">One of the most noble things we can do.</a><br /><br />We only need so much money in life but it AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-47415080410068754222015-01-08T11:36:39.919+08:002015-01-08T11:36:39.919+08:00Hi SPCF,
Peer pressure is very often a common rea...Hi SPCF,<br /><br />Peer pressure is very often a common reason why people do things they regret later. <br /><br />Just like how we should do our own due diligence before investing in a business, we should think things through and form our own informed opinions when it comes to personal finance matters as well.AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-83554593813702364102015-01-08T11:15:55.347+08:002015-01-08T11:15:55.347+08:00i used to have a department secretary laugh at me ...i used to have a department secretary laugh at me all the time because i buy discounted meat at NTUC. <br /><br />I am trying so hard to be frugal while many folks on the island are spending money like water and straddled with mortgages of $1 million. <br /><br />Rebelhttps://www.blogger.com/profile/13699200497110968796noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-5621714583187576572015-01-08T09:57:41.104+08:002015-01-08T09:57:41.104+08:00Hi Ak, could u share with us what happens to your ...Hi Ak, could u share with us what happens to your money after your time? have you thought abt it?victorlsl1https://www.blogger.com/profile/08216513769799631859noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-58972788907135560112015-01-08T08:45:02.015+08:002015-01-08T08:45:02.015+08:00Agree. No need to be afraid of the opinion from ot...Agree. No need to be afraid of the opinion from others. Just do what is appropriate. Later in your life, you will have a much bigger and lovely smile than them.SmartPassiveCashFlowhttps://www.blogger.com/profile/05760335287873700271noreply@blogger.com