tag:blogger.com,1999:blog-7944902213075756335.post7439958691904841253..comments2024-03-28T23:00:40.055+08:00Comments on A Singaporean Stocks Investor (ASSI): The very first step to becoming richer.AK71http://www.blogger.com/profile/16832145412062954289noreply@blogger.comBlogger61125tag:blogger.com,1999:blog-7944902213075756335.post-29827802867445572242019-01-28T12:49:38.168+08:002019-01-28T12:49:38.168+08:00Reader says...
Bro ak, u r raking in a senior exe...Reader says...<br />Bro ak, u r raking in a senior exec pay in my coy and possibly exceed some top sales man pay. U dont need to do anything<br /><br /><br />AK says...<br />I did plenty of stuff so that I dun have to do anything now. 😜AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-29230512487656337432017-10-17T17:28:18.190+08:002017-10-17T17:28:18.190+08:00Very few things in life are free and complaining i...Very few things in life are free and complaining is unlikely to help make us more money.AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-33368391575209414642015-09-05T21:14:18.606+08:002015-09-05T21:14:18.606+08:00Many people are sharing this blog post on Facebook...Many people are sharing this blog post on Facebook which I used as a foundation blog post for a comment I made:<br /><br />The constant call by Roy and his friends for handouts of $300 or $500 a month to the elderly and the retirees is mind boggling. I see many asking "Where is the money going to come from?" and "Who is going to pay for this?". Good on you, Singaporeans!<br />AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-15472152680964563902013-06-05T09:40:42.918+08:002013-06-05T09:40:42.918+08:00Hi Ray,
It was a tongue in cheek comment from me....Hi Ray,<br /><br />It was a tongue in cheek comment from me. ;p<br /><br />Unless we have a big portfolio of rental properties, it doesn't make sense to pay someone to manage for us, of course. :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-47197293157673238132013-06-05T08:05:46.592+08:002013-06-05T08:05:46.592+08:00But that will involve more cost and make the inves...But that will involve more cost and make the investment less attractive. Maybe it's just sour grapes for me... lol coz i can only afford one good old HDB. Rayhttps://www.blogger.com/profile/16883833861386039879noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-37934570456364066472013-06-05T07:57:23.809+08:002013-06-05T07:57:23.809+08:00Hi Ray,
Rental income is not really passive incom...Hi Ray,<br /><br />Rental income is not really passive income, you are right. Well, we could hire someone to manage our rental property, of course. ;pAK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-7317536047121922642013-06-05T04:51:23.573+08:002013-06-05T04:51:23.573+08:00Besides, there are alot of often ignored costs inv...Besides, there are alot of often ignored costs involved for the landlord too. Such as refurnishing the house, repairing damages such as leaks. Intangible costs come in the form of stress when managing errant tenants or those who simply do not take care of the house. <br /><br />Renovating the house is probably a must after renting out to errant tenants.Rayhttps://www.blogger.com/profile/16883833861386039879noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-20569823334372468582013-06-04T23:23:41.167+08:002013-06-04T23:23:41.167+08:00Hi Lille,
Having a rental property is a great ide...Hi Lille,<br /><br />Having a rental property is a great idea but we have to be realistic about how there could be times when it might be hard to find tenants or to get a reasonably good rent. The property market is cyclical, after all. :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-49430577694244509302013-06-04T16:06:51.844+08:002013-06-04T16:06:51.844+08:00Of course everyone wants to be richer but for me w...Of course everyone wants to be richer but for me what I would like to have is passive income without having to worry when I become older. That's why I am always a keen advocate of owning 1 house for home own stay and another one for rental incomeLillehttps://www.blogger.com/profile/02360156173798443706noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-42662064125719487872012-08-28T10:57:10.708+08:002012-08-28T10:57:10.708+08:00Hi Kyran,
I understand what you are saying.
If ...Hi Kyran,<br /><br />I understand what you are saying. <br /><br />If a mistake I have made affects only myself, just learn from it and move on. However, I make it a point to correct the mistake if possible or even apologise if appropriate if it affects others as well.<br /><br />In my younger days, my pride got in the way of doing what is right far too often. Over the years, it has become easierAK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-39961813899154737852012-08-28T01:53:20.851+08:002012-08-28T01:53:20.851+08:00haha, I am not a perfectionist, so I won't pla...haha, I am not a perfectionist, so I won't place too much premium on making mistakes...otherwise i will get so upset, affects my mood and ends up in a lose lose situation. So nowadays, i really believe in it being part and parcel of life.<br /><br />Hiding a mistake is an integrity issue, so it really do prick my conscience sometimes...i say sometimes because i have to admit i tend to believeKyran Tanhttps://www.blogger.com/profile/02470625551768643110noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-15005238054909239112012-08-26T22:19:11.347+08:002012-08-26T22:19:11.347+08:00Hi Ray,
So, hiding a mistake is OK as long as we ...Hi Ray,<br /><br />So, hiding a mistake is OK as long as we learn from it? Hahaha... Can also. ;pAK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-83855075593475604742012-08-26T16:47:16.347+08:002012-08-26T16:47:16.347+08:00I actually think the biggest mistake a person can ...I actually think the biggest mistake a person can make is not learning from his mistakes! Rayhttps://www.blogger.com/profile/16883833861386039879noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-47975244849287157612012-08-26T14:53:16.673+08:002012-08-26T14:53:16.673+08:00Hi Kyran,
These are wise words indeed. Thanks for...Hi Kyran,<br /><br />These are wise words indeed. Thanks for sharing them with us. :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-53403516455118049032012-08-26T08:21:56.131+08:002012-08-26T08:21:56.131+08:00Recently I heard some wise words that I would like...Recently I heard some wise words that I would like to share." Making mistakes is part and parcel of life. The only mistake that one can make is when one tries to hide a mistake. "Kyran Tanhttps://www.blogger.com/profile/02470625551768643110noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-78472798173278722082012-08-22T08:44:56.015+08:002012-08-22T08:44:56.015+08:00Hi Ben,
Yes, it is a personal decision.
However...Hi Ben,<br /><br />Yes, it is a personal decision. <br /><br />However, the personal decision for having fewer baby become a national issue. If we can't replace ourselves then someone will, as a result we will have a different Singapore culture in years to come.RayNghttps://www.blogger.com/profile/06085987573946040792noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-2283442547617794692012-08-21T23:04:49.803+08:002012-08-21T23:04:49.803+08:00Hi Ben,
Indeed, to each his own. :)
We can only ...Hi Ben,<br /><br />Indeed, to each his own. :)<br /><br />We can only make what we think is the best decision for ourselves. Whether it is right or wrong in someone else's eyes shouldn't matter, ideally.<br /><br />Objectively, however, if our decisions result in negative consequences which bring suffering to ourselves and the people around us, those decisions cannot be right. Whether we AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-73530160553110419082012-08-21T22:21:24.813+08:002012-08-21T22:21:24.813+08:00Hi all
Everyone is different in their own style. ...Hi all<br /><br />Everyone is different in their own style. Some want to get married early, some opt to get married late, some prefer to remain single. etc....<br /><br />As long as the concerned party does not regret his/her decision, I think that he/she should be given the due respect. We only live once. The best is to live life to the fullest and without regret.<br /><br />There is no right orWTKhttps://www.blogger.com/profile/11459028978258841179noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-51589651651854794482012-08-21T11:44:02.175+08:002012-08-21T11:44:02.175+08:00Hi Ray,
Yes, a mild speech impediment. It is emba...Hi Ray,<br /><br />Yes, a mild speech impediment. It is embarrassing when it shows itself. :(<br /><br />I like to impress my customers with my knowledge and sincere advice. They appreciate my honesty and how I am not out to rip them off. I doubt that they buy from me because of my oratorical skills. ;p<br /><br />I have retired from doing frontline sales now and I don't have to talk as much AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-3702464955723065522012-08-21T11:10:20.431+08:002012-08-21T11:10:20.431+08:00AK, you stutter?
I thought you're in sales or ...AK, you stutter?<br />I thought you're in sales or something like that. Always thought of you as an articulated person. :)<br /><br />Yes, choices choices. Single or married, each choice comes with pros and cons. It all depends on the values of the person making that choice. <br /><br />Same goes for investing, working, or start business. Each of them comes with pros and cons, risks and Rayhttps://www.blogger.com/profile/16883833861386039879noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-64158661539394439442012-08-21T10:05:34.690+08:002012-08-21T10:05:34.690+08:00Hi INVS 2.0,
Is that what it is? Pyschological sp...Hi INVS 2.0,<br /><br />Is that what it is? Pyschological speech stammering... Hmmm... From what you have described, it does seem like this is what I suffer from. <br /><br />Speech blocks sound nasty! I don't have this problem, thankfully.<br /><br />I just have to be more conscious of my speech and try to be a bit more deliberate. Unfortunately, most of the time, I am rather casual.<br /><AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-40486867483071370842012-08-21T00:38:09.445+08:002012-08-21T00:38:09.445+08:00Hi Ak71,
Will consider your offer. :)
I think ...Hi Ak71, <br /><br />Will consider your offer. :) <br /><br />I think your speech impediment is the same as mine. It's a psychological speech stammering, when you are not in the right state of mind, the speech impediment will begin, especially so during lunch talks or phone talks. <br /><br />Speech blocks are even more terrible because I can't utter the word that I wanted to say, let INVS 2.0https://www.blogger.com/profile/10262125672812329544noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-90749987027652598242012-08-21T00:26:06.390+08:002012-08-21T00:26:06.390+08:00Hi INVS 2.0,
By the time you are done with your c...Hi INVS 2.0,<br /><br />By the time you are done with your course, you might want to consider being a guest writer for my blog. Hey, why not? Or, perhaps, you could contribute some of your academic essays which you think might interest readers here. :)<br /><br />As for my speech impediment, it only manifests itself in informal settings. I have no problem usually in formal settings. It is very AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-70931653388767842812012-08-21T00:12:33.493+08:002012-08-21T00:12:33.493+08:00Hi Ak71,
Not only you are contributing positive ...Hi Ak71, <br /><br />Not only you are contributing positive changes to my personal finances. In fact, studying a finance course right now in my University, you are helping, though a small part, in my modules too. Examples are like what is a ETF, stock, bond, portfolio diversification, calculating dividends and ratios, and many more. :D<br /><br />I am also a speech stammerer since age 18. I may INVS 2.0https://www.blogger.com/profile/10262125672812329544noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-87485907412277456542012-08-21T00:01:29.359+08:002012-08-21T00:01:29.359+08:00Hi INVS 2.0,
From the exchanges we have had so fa...Hi INVS 2.0,<br /><br />From the exchanges we have had so far, I have the impression that you are a very motivated and intelligent individual. I believe you have what it takes to achieve what you want in life. <br /><br />Well, like I said, we all make choices in life and we have to live with the consequences. Can't have our cake and eat it too. ;)<br /><br />Anyway, I would rather depend on AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.com