tag:blogger.com,1999:blog-7944902213075756335.post7976717032204479534..comments2024-03-29T19:12:08.223+08:00Comments on A Singaporean Stocks Investor (ASSI): AK talks to an expert on Investment Linked Policies, ILPs.AK71http://www.blogger.com/profile/16832145412062954289noreply@blogger.comBlogger9125tag:blogger.com,1999:blog-7944902213075756335.post-83330931322358330322015-02-15T14:54:28.581+08:002015-02-15T14:54:28.581+08:00Regarding fund performances, there are some other ...Regarding fund performances, there are some other research done by other bloggers:<br /><br />http://www.investmentmoats.com/portfolio/sti-etf-versus-other-singapore-unit-trust/<br /><br />http://www.bigfatpurse.com/2013/08/comparing-sti-etf-and-singapore-equity-funds-performance/<br /><br />Conclusion:<br /><br />Likely AXA Fortress outperforms by a big margin. NTUC might be borderline. <br /><Brendan Yonghttps://www.blogger.com/profile/03537905287044182787noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-80623051097723583662015-02-10T14:13:47.971+08:002015-02-10T14:13:47.971+08:00Hi BY,
You have shown that 3 STI benchmarked fund...Hi BY,<br /><br />You have shown that 3 STI benchmarked funds have outperformed the STI. You also mentioned that the 3 funds have reinvested dividends.<br /><br />Since STI itself do not take into account dividend reinvestment, it will not be an apple to apple comparison.<br /><br />So, how will dividends reinvested into STI compare to these 3 funds?<br /><br />Regards,<br />MatthewAnonymoushttps://www.blogger.com/profile/18294704042300607437noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-36527880357847573772015-02-09T23:50:39.450+08:002015-02-09T23:50:39.450+08:00@yeh
You were luck it was a good timing, when the ...@yeh<br />You were luck it was a good timing, when the market crashed you were buying units. <br /><br />If it has very low protection amount, and your intention is to use it to invest, then pure UT is a better option.<br /><br />If there is a high protection sum, you can decide: (1) replace with BTIR or (2) hold till 55.<br /><br />Pls consult a competent financial consultant before terminating Brendan Yonghttps://www.blogger.com/profile/03537905287044182787noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-32671426799357305602015-02-09T18:30:00.791+08:002015-02-09T18:30:00.791+08:00Hi Derek,
If we cannot be bothered to do our rese...Hi Derek,<br /><br />If we cannot be bothered to do our research and outsource that to someone else, if we were to lose money, who should we blame? ;p<br /><br />Of course, some of us bloggers have attempted to share what is correct with anyone who is willing to read. Let us hope that we are able to reach many more. :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-5036856605974832322015-02-09T18:12:42.964+08:002015-02-09T18:12:42.964+08:00Hi AK,
Thanks for the detailed interview. I will ...Hi AK,<br /><br />Thanks for the detailed interview. I will buzz you separately as this article will be very useful in my resource page.<br /><br /><br />It confirm my suspicions that ILP charges after age 55 will increase exponentially.<br /><br />So BY advocates buying ILP for maximum coverage. In that case, less money will be channeled into investment and one will have to look at a very long TheFinance.sghttps://www.blogger.com/profile/11016651993435034511noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-54655871876806364422015-02-09T16:00:30.221+08:002015-02-09T16:00:30.221+08:00Thanks brenda for patiently answering all the q. V...Thanks brenda for patiently answering all the q. Very enlightening. la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-11300917709228000682015-02-09T14:06:50.770+08:002015-02-09T14:06:50.770+08:00Thanks for the good article. I think it's talk...Thanks for the good article. I think it's talking sense with good examples.Phileas.Windhttps://www.blogger.com/profile/08762611013427209599noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-74663845800173899972015-02-09T13:58:06.651+08:002015-02-09T13:58:06.651+08:00Hi yeh,
I have asked Brendan to check the comment...Hi yeh,<br /><br />I have asked Brendan to check the comments section of this blog regularly to help answer questions from readers. I think you want to hear from an expert like him, not me. ;)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-10330093481463097262015-02-09T13:46:17.501+08:002015-02-09T13:46:17.501+08:00Hi AK
Me n my hubby bought ILP from ntuc. I think ...Hi AK<br />Me n my hubby bought ILP from ntuc. I think the fund name Called ntuc growth fund. Do not really know what is the component of the fund.<br /><br />We bought since end of 2008 till now. Monthly 770 for 2 person ( me 380 hubby 280) . I take this as a form of saving. <br /><br />Till now, we have earn about 13k. <br />I wonder should i sell it? Since it is on profit now.<br /><br />or yehhttps://www.blogger.com/profile/12571111570066245051noreply@blogger.com