tag:blogger.com,1999:blog-7944902213075756335.post4308894372313065119..comments2024-03-29T10:22:24.187+08:00Comments on A Singaporean Stocks Investor (ASSI): Free "e-book": Retiring before 60 is not a dream.AK71http://www.blogger.com/profile/16832145412062954289noreply@blogger.comBlogger12125tag:blogger.com,1999:blog-7944902213075756335.post-36980092474953565712018-06-13T11:01:37.666+08:002018-06-13T11:01:37.666+08:00Yan said...
It actually makes a lot of sense to do...Yan said...<br />It actually makes a lot of sense to downgrade to a HDB flat in your retirement years. For a start, we will actually need more healthcare services in our silver years, and if you remain in a private apartment or landed property, you will not be entitled to the subsidies provided for by our government. You will have to cater for your medical needs with your medisave, or your AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-74342767067413602282017-12-13T12:51:10.570+08:002017-12-13T12:51:10.570+08:00Reader said...
I used my CPF savings to pay for my...Reader said...<br />I used my CPF savings to pay for my flat, and then we have a cash pile earning peanuts for interest and did not invest them. <br /><br />This is the result of being financially illiterate, and being too busy minding my boss' business and my career and not focusing on my financial affairs and my financial literacy. <br /><br />So, to the younger ones reading this, please AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-87707816391271379072016-01-06T17:56:55.017+08:002016-01-06T17:56:55.017+08:00Two in five Singapore residents are not confident ...<i>Two in five Singapore residents are not confident about their retirement preparations, according to a report by DBS Bank and Manulife.<br /><br />The report, which focused on the retirement attitudes, expectations and preparedness of those between 40 and 60 years old, was released yesterday.<br /><br />The DBS-Manulife Retirement Wellness Study, as it is called, surveyed 6,000 people aged 40 AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-70387776653874542322014-05-28T20:26:19.491+08:002014-05-28T20:26:19.491+08:00Hi Cindy,
If you are comfortable with the valuati...Hi Cindy,<br /><br />If you are comfortable with the valuation at the higher price, there is no reason why you cannot buy some. After all, valuation is always subjective. :)<br /><br />I am working on a blog post on Saizen REIT right now! How did you know what I am doing? :oAK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-7322464812684858872014-05-28T19:55:29.828+08:002014-05-28T19:55:29.828+08:00Thanks for replying me so quickly.
I have been wa...Thanks for replying me so quickly.<br /><br />I have been waiting for Singpost since last year when it drops to 1.23 and with the current price, it's also impossible for me to enter.<br /><br />Anyway, I look forward to more of your analysis of Saizen Reit cos the price has run up abit and I wonder if the margin of safety is still ok.<br /><br />Anonymoushttps://www.blogger.com/profile/10403146728589730088noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-32927306333207750062014-05-28T19:36:56.632+08:002014-05-28T19:36:56.632+08:00Hi Cindy,
We have to give Singpost credit for rec...Hi Cindy,<br /><br />We have to give Singpost credit for recognising challenges in its business and for trying to re-invent itself. In the process, I think there is ample evidence that it has been burning lots of cash. <br /><br />However, if it should be successful in the rejuvenation process, it could be another growth company.<br /><br />Today, an announcement was made that Alibaba.com is AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-72099301315492713552014-05-28T17:05:29.813+08:002014-05-28T17:05:29.813+08:00Hi AK,
I know you are more of a value investor bu...Hi AK,<br /><br />I know you are more of a value investor but have you considered companies like Singpost? That is companies with potential to grow but not neccessarily cheap at the moment? <br /><br />Do share your views on companies like these? Anonymoushttps://www.blogger.com/profile/10403146728589730088noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-11508932965490511182014-05-28T16:57:44.529+08:002014-05-28T16:57:44.529+08:00It all depends on the kind of lifestyle that you w...It all depends on the kind of lifestyle that you want. If you want the latest gadget, luxurious holiday resorts, branded goods like gucci, armani and LV, then I would think that one would have to strive and work even harder and might be more unhappy (unless others are working for you to make it happen)<br /><br />For me retirement simply means I can do what I want when I want. When you can mrtamjiakhttps://www.blogger.com/profile/13580232638799948886noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-58393207393857744282014-05-28T15:14:31.945+08:002014-05-28T15:14:31.945+08:00Hi Veronika,
I really enjoy reading your comment....Hi Veronika,<br /><br />I really enjoy reading your comment. It should really be a guest blog. Many don't read the comments section, unfortunately. -.-" <br /><br />My lifestyle is pretty simple and I am sure that if I were to retire tomorrow, I will be able to continue living my kind of life indefinitely. There are things which I want to do which would enrich my lifestyle but they are AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-77791444602604205002014-05-28T14:27:01.452+08:002014-05-28T14:27:01.452+08:00Most people would rather have their desires fulfil...Most people would rather have their desires fulfilled as quickly as possible than to delay it.<br /><br />Having the latest mobile device, the latest car and the newest of all flats or home is a must. It allows them to demonstrate their financial muscles,<br />helps them to portray an image of success and being current.<br /><br />And to do all this, they must work very hard to earn the money to ronhttps://www.blogger.com/profile/13885661137371524688noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-87519805825693627012014-05-28T13:31:24.452+08:002014-05-28T13:31:24.452+08:00Hi Cory,
There is some comfort in holding on to c...Hi Cory,<br /><br />There is some comfort in holding on to cash. I can understand this and I hold quite a bit of cash as well but to be mostly in cash or 100% in cash is a scary thought. -.-"AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-7236212202741313122014-05-28T11:22:29.672+08:002014-05-28T11:22:29.672+08:00For majority folks, leaving most of saving as cash...For majority folks, leaving most of saving as cash is really a bad move long term.Coryhttps://www.blogger.com/profile/18166646368324976318noreply@blogger.com