tag:blogger.com,1999:blog-7944902213075756335.post6073541354464510389..comments2024-03-28T10:39:01.047+08:00Comments on A Singaporean Stocks Investor (ASSI): CPF Full or Enhanced Retirement Sum for AK?AK71http://www.blogger.com/profile/16832145412062954289noreply@blogger.comBlogger36125tag:blogger.com,1999:blog-7944902213075756335.post-17385415594795242632021-12-31T14:11:31.167+08:002021-12-31T14:11:31.167+08:00Hi Jerome,
Eavesdropping can be a very rewarding ...Hi Jerome,<br /><br />Eavesdropping can be a very rewarding pastime. LOL. ;p<br /><br />Reading comments like yours makes me very happy. :D<br /><br />Reminds me of this blog:<br /><a href="https://singaporeanstocksinvestor.blogspot.com/2015/03/voted-for-wp-but-will-vote-for-pap-in.html" rel="nofollow">Voted for WP but will vote for PAP in future.</a><br /><br />Happy New Year! :DAK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-31357324931752727992021-12-31T12:29:34.118+08:002021-12-31T12:29:34.118+08:00Hello AK,
Just dropping in to thank you.
I "...Hello AK,<br /><br />Just dropping in to thank you.<br /><br />I "heard" you talking to yourself on CPF when I was 26 Years Old. From a skeptic, I became a believer (of course I had to do some more reading to be sure!) of CPF. <br /><br />10 years on, I've met my FRS in SA and max out my SA. <br /><br />Without you seeding this concept 10 years ago, I'm not too sure where my CPFJerome Limhttps://www.blogger.com/profile/01592301553712841621noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-68147082273736436392021-07-09T08:43:49.456+08:002021-07-09T08:43:49.456+08:00Hi Peter,
If we have enough in our CPF savings, t...Hi Peter,<br /><br />If we have enough in our CPF savings, then, it is the FRS for us.<br /><br />If we choose to pledge our fully paid home, we can opt for the BRS.<br /><br />The ERS is available for those of us who would like to have a bigger monthly payout from CPF LIFE and have the resources for it.<br /><br />Of course, which one we choose will depend on our circumstances and what we want. AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-18698055467407587342021-07-09T08:25:55.252+08:002021-07-09T08:25:55.252+08:00If I am not wrong, if your SA has enough money whe...If I am not wrong, if your SA has enough money when u reach 65, u will have to choose at least FPS. <br /> Actually I prefer BPS if it is allowed because the remaining money in SA can generate interest at 4%<br /><br />Peterhttps://www.blogger.com/profile/12897993631310778918noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-36562804810539122982021-05-25T08:38:59.625+08:002021-05-25T08:38:59.625+08:00Hi Rellangis,
My opinion on Bitcoin and friends r...Hi Rellangis,<br /><br />My opinion on Bitcoin and friends remains the same. ;)<br /><br />Reference:<br /><a href="https://singaporeanstocksinvestor.blogspot.com/2018/01/my-final-word-on-bitcoin-and-friends.html" rel="nofollow">My final word on Bitcoin and friends.</a>AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-66297419574229671992021-05-24T19:38:42.896+08:002021-05-24T19:38:42.896+08:00Hi AK, have you ever considered getting some crypt...Hi AK, have you ever considered getting some crypto since the prices are going down? <br />Want to hear your thoughts about this... Thanks Rellangishttps://www.blogger.com/profile/13808095863635266236noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-49879833828618001582021-05-12T07:14:40.600+08:002021-05-12T07:14:40.600+08:00Hi SgFire,
It is estimated that the EPS is going ...Hi SgFire,<br /><br />It is estimated that the EPS is going to be 5 cents after the exercise is over.<br /><br />The dividend yield would depend on how much is distributed to shareholders.<br /><br />SPH could pay out 50% to 100% of its earnings as dividends.<br /><br />So, if we paid $1 per share, that would be a dividend yield of 2.5% to 5% on cost which is pretty decent in today's AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-39268137119488367342021-05-11T20:39:35.755+08:002021-05-11T20:39:35.755+08:00Thank you AK
At this price, what would be the ful...Thank you AK<br /><br />At this price, what would be the full year yield that an income investor hope to get.SgFirehttps://www.blogger.com/profile/13399451039465880644noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-54457225157606181232021-05-10T09:52:33.589+08:002021-05-10T09:52:33.589+08:00Hi SgFire,
In a nutshell, SPH's NAV will go d...Hi SgFire,<br /><br />In a nutshell, SPH's NAV will go down but EPS will go up.<br /><br />So, as an asset play, SPH isn't as attractive as before but as an investment for income, it is more viable now.<br /><br />This is not an immediate change, of course, and needs approval at EGM and months to execute.AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-40629744077049333102021-05-08T09:36:35.530+08:002021-05-08T09:36:35.530+08:00Howdy Ak
Can you talk to yourself about sph recen...Howdy Ak<br /><br />Can you talk to yourself about sph recent saga?<br /><br />I am not vested but i am sure we can have a good laugh this weekend<br /><br />SgFirehttps://www.blogger.com/profile/13399451039465880644noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-42952799073888655522021-04-24T20:39:58.321+08:002021-04-24T20:39:58.321+08:00Hi Personal View,
Eh, I didn't stop blogging....Hi Personal View,<br /><br />Eh, I didn't stop blogging.<br /><br />I just blog less frequently. ;)<br /><br />Didn't delete any old blog posts either.<br /><br />Don't use the mobile version of the blog because it doesn't show many things but I enabled it because many regular readers like to read my blog using their phones.<br /><br />Go to the web version of my blog and you willAK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-80690922017947172912021-04-23T12:59:24.701+08:002021-04-23T12:59:24.701+08:00Was looking for your blog as I wanted to show it t...Was looking for your blog as I wanted to show it to a friend who is interested in investment / trading and found that you have started blogging again! 🥳<br /><br />By the way, are your blog posts dated before 2021 deleted or something...?<br /><br />And again, good to have you back! Personal Viewhttps://www.blogger.com/profile/02042275354424158562noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-55711060759483324402021-04-23T10:14:17.125+08:002021-04-23T10:14:17.125+08:00Hi Unknown,
The BRS is an option for people who m...Hi Unknown,<br /><br />The BRS is an option for people who might not have enough in their CPF for the FRS.<br /><br />If we have enough CPF savings for the FRS, I feel we should at least go for the FRS.<br /><br />I think we will appreciate a regular and dependable payout of a more meaningful amount in our old age.<br /><br />Of course, what this amount should be would probably be different for AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-72204920522619585992021-04-23T10:02:52.313+08:002021-04-23T10:02:52.313+08:00Hi Investminds,
Thanks for letting me know that m...Hi Investminds,<br /><br />Thanks for letting me know that my blog has had a positive impact on your journey to greater financial security. I am glad. :)<br /><br />We are so lucky to be in Singapore and I am so thankful that most of us regular folks here can be financially free if we do the right things. :)<br /><br />A reader's story for anyone who might be interested:<br /><a href="https:/AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-88542981158716935152021-04-22T23:24:32.443+08:002021-04-22T23:24:32.443+08:00Understand your thinking is to have more flexibili...Understand your thinking is to have more flexibility/option in withdraw money from OA/SA, was wondering whether is it better to fill RA up to BRS only with property pledge?TheSleepyKithttps://www.blogger.com/profile/08374495469678018196noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-30390532180608204402021-04-21T20:46:15.661+08:002021-04-21T20:46:15.661+08:00Hi AK, i agreed with you that all of us have diffe...Hi AK, i agreed with you that all of us have different circumstances and our brains are also wired differently. Your blog have open up my mind about CPF and investing. Thanks to you, i am on track to meet my financial and CPF goals. <br />Investmindshttps://www.blogger.com/profile/01889470330516440329noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-50863321567434306572021-04-21T15:26:54.842+08:002021-04-21T15:26:54.842+08:00Hi us,
Oh, the links to my blogs have been restor...Hi us,<br /><br />Oh, the links to my blogs have been restored?<br /><br />Thanks for sharing with me as it is news to me. :D<br /><br />Still, I am so used to being Facebook free now. ;pAK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-59002522837097274772021-04-21T10:39:31.946+08:002021-04-21T10:39:31.946+08:00Hi AK,
Yes I know, have been following you for a ...Hi AK,<br /><br />Yes I know, have been following you for a long time.<br /><br />The facebook page seems to have your links back though, just wanted to inform you about it :)Weihttps://www.blogger.com/profile/06918253104803154303noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-54730080947916292132021-04-21T09:16:43.748+08:002021-04-21T09:16:43.748+08:00Hi Staerfeldt,
Yes, rules might change and it is ...Hi Staerfeldt,<br /><br />Yes, rules might change and it is probably a good idea to be mindful of the possibility.<br /><br />As for the cost of shielding, opportunity cost is a cost too.<br /><br />I like to have certainty in life but the quest for greater certainty in life should not result in the loss of having important and, sometimes, impactful options.<br /><br />For sure, we need some AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-43359051263572243542021-04-21T08:58:18.742+08:002021-04-21T08:58:18.742+08:00Hi us,
My Facebook account was not shut down but ...Hi us,<br /><br />My Facebook account was not shut down but Facebook removed all links to my blogs without any warning or explanation I could understand.<br /><br />Facebook was mean to me although I was generating traffic for them with my posts and they probably made money from that traffic without sharing any with me too.<br /><br />I am a hobbyist blogger and not a professional blogger who AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-1779375743299302192021-04-21T03:06:28.510+08:002021-04-21T03:06:28.510+08:00Much appreciated AK. My thought process is the s...Much appreciated AK. My thought process is the same as starmaster but still have quite some years to decide - if it doesn’t change. Shielding isn’t free as well, need to do the maths. Staerfeldthttps://www.blogger.com/profile/04625983609021806804noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-50262542325352758562021-04-20T23:07:07.798+08:002021-04-20T23:07:07.798+08:00Hi AK,
I think your facebook account is back http...Hi AK,<br /><br />I think your facebook account is back https://www.facebook.com/ASSI-270472849632928/<br /><br />Going to resume blogging full time? :PWeihttps://www.blogger.com/profile/06918253104803154303noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-71550772055834259742021-04-20T19:09:56.554+08:002021-04-20T19:09:56.554+08:00Hi Investminds,
Yes, all of us have different cir...Hi Investminds,<br /><br />Yes, all of us have different circumstances and our brains are also wired differently.<br /><br />Apart from saying that the CPF is a very good tool which we should use to help ensure we have a financially secure retirement, I feel that there isn't a universally right or wrong answer when it comes down to specifics.<br /><br />We should do what we can do based on AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-48025642877926587632021-04-20T19:01:36.727+08:002021-04-20T19:01:36.727+08:00Hi starmaster,
Just talking to myself, of course....Hi starmaster,<br /><br />Just talking to myself, of course. ;)<br /><br />20 years is a relatively long time and many things, including our perspectives, could change in that time. <br /><br />So, yeah, no need to have your strategy set in stone now. :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-79543969243230915312021-04-20T18:57:07.484+08:002021-04-20T18:57:07.484+08:00Hi ConsumeLess Life,
Thanks for letting me know. ...Hi ConsumeLess Life,<br /><br />Thanks for letting me know. Fixed. :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.com