tag:blogger.com,1999:blog-7944902213075756335.post8078151292205358239..comments2024-03-28T10:39:01.047+08:00Comments on A Singaporean Stocks Investor (ASSI): Is AK a rags to riches story?AK71http://www.blogger.com/profile/16832145412062954289noreply@blogger.comBlogger30125tag:blogger.com,1999:blog-7944902213075756335.post-56046060416158253362019-03-11T10:54:10.539+08:002019-03-11T10:54:10.539+08:00New reader says...
NO WAY! REALLY?! ONLY $300 A MO...New reader says...<br />NO WAY! REALLY?! ONLY $300 A MONTH SPENDING MONEY?!<br /><br /><br />AK says...<br />Yes. This blog post on my "holy" bottoms might tickle you. ;p<br />http://singaporeanstocksinvestor.blogspot.com/2015/01/what-to-do-when-you-have-hole-in-your.htmlAK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-71654654690516450452019-03-11T10:22:51.657+08:002019-03-11T10:22:51.657+08:00Reader says...
How much were you saving each month...Reader says...<br />How much were you saving each month to get to where you are today?<br /><br />AK says...<br />Read this blog.AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-67225856128799812472018-07-11T11:55:27.024+08:002018-07-11T11:55:27.024+08:00On hindsight, I was probably too extreme for many ...On hindsight, I was probably too extreme for many years of my life in allowing myself only $300 in spending money each month. <br /><br />I was really driven by fear.<br /><br />A very strong fear of growing old and destitute.AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-20638102454556732782018-02-26T13:18:15.695+08:002018-02-26T13:18:15.695+08:00Reader says...
Actually AK, I'm quite fascinat...Reader says...<br />Actually AK, I'm quite fascinated by you. I like how you are so simple, content and down to earth. I wish I was more like that. How do you stay that way?<br /><br />AK says...<br />I have been through hard times too.<br />And trauma leave marks on us and we change sometimes significantly and usually forever. :(<br />We have a choice to make life simpler or not. :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-40694826260411750752017-12-14T11:09:48.469+08:002017-12-14T11:09:48.469+08:00Reader says...
I have been reading your blog with ...Reader says...<br />I have been reading your blog with interest! You gave good practical advice as well. I am just wondering how you managed to save up so much and so fast in your CPF accounts? If you do not mind me asking, what is your monthly/ annual salary like to reach that level? Impressive stuff!<br /><br />As an undergraduate, I had some monies in CPF and I do transfer them from OA to SA AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-19632563193322354752017-07-31T09:38:51.382+08:002017-07-31T09:38:51.382+08:00Hi Cindy,
I am so sorry to disappoint you. ;)
I ...Hi Cindy,<br /><br />I am so sorry to disappoint you. ;)<br /><br />I am not a superstar trader or investor. In the world of trading and investing, I am a plodder. -.-"AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-30462300159549705622017-07-30T08:32:58.989+08:002017-07-30T08:32:58.989+08:00You started working 20 years ago?
I thought that ...You started working 20 years ago?<br /><br />I thought that you were in your early 30s...<br />Cindyhttps://www.blogger.com/profile/01402408599199417648noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-2048316088647586592017-04-27T21:15:34.255+08:002017-04-27T21:15:34.255+08:00Hi Janson,
Packing lunch to work was something I ...Hi Janson,<br /><br />Packing lunch to work was something I did for years. ;)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-52096179328347086712017-04-27T19:10:20.418+08:002017-04-27T19:10:20.418+08:00Oh I forgot about transport costs as pointed out b...Oh I forgot about transport costs as pointed out by some of your facebook followers... well there is currently a concession for both unlimited MRT and bus rides a month at $120... so maximum u can spend on transport is only $120 a month. <br /><br />oh well, I guess scrimping on food (making your own lunch, looking for cheaper lunch and dinner, etc) is the only way most people can save more.Anonymoushttps://www.blogger.com/profile/01895624004054342912noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-40592626561209447982017-04-27T09:30:23.886+08:002017-04-27T09:30:23.886+08:00Hi Janson,
A limit of $300 in pocket money each m...Hi Janson,<br /><br />A limit of $300 in pocket money each month was possible for me because I was staying with my parents rent free.<br /><br />Peer pressure can be an issue:<br /><a href="http://singaporeanstocksinvestor.blogspot.sg/2014/07/are-you-sometimes-forced-to-be.html" rel="nofollow">Are we sometimes forced to be extravagant?"</a><br /><br />Human beings are gregarious animals. AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-16043157839333099552017-04-26T23:18:36.113+08:002017-04-26T23:18:36.113+08:00$1000 per month? Thats only if you need to pay ren...$1000 per month? Thats only if you need to pay rent. If you are living rent-free with your parents, $500 should be more than enough nowadays.<br /><br />$4 for lunch and dinner each, $2 for breakfast. $10 a day makes it $300 a day just on food alone.<br />$20-$25 for the cheapest SIM only phone plan now<br />$30 for broadband internet<br />rest of the $100+ for misc stuff like water/elec bills, Anonymoushttps://www.blogger.com/profile/01895624004054342912noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-37119169444701809312017-04-26T23:09:40.114+08:002017-04-26T23:09:40.114+08:00From my FB wall:
Reader:
u say in ur blog u budge...From my FB wall:<br /><br />Reader:<br />u say in ur blog u budget $300 spending every month at one point in ur life, approximately when was that? <br />I trying to do similar but different times and prices increase alot so 300 spending even for me who is single no gf or family also difficult.<br /><br />AK:<br />Almost 20 years ago when I was a young working adult. Might be difficult now.<br /><AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-38791675365038985232016-12-27T11:48:50.300+08:002016-12-27T11:48:50.300+08:00Hi Ben,
Excellent example? Me? Dun liddat say.
...Hi Ben,<br /><br />Excellent example? Me? Dun liddat say. <br /><br />I am a lazy fellow. <br /><br />I think the country doesn't like people lazing around at home like me. -.-"AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-10451709561681029832016-12-27T11:07:20.945+08:002016-12-27T11:07:20.945+08:00AK 71,
You are an excellent example which one can...AK 71,<br /><br />You are an excellent example which one can model after. Everyone is different in the starting point for the financial perspective. It does not matter how the starting point is. The most important point is to get started.<br /><br />BenWTKhttps://www.blogger.com/profile/11459028978258841179noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-1556492030951838172016-05-07T18:30:53.024+08:002016-05-07T18:30:53.024+08:00Hi eva,
I am sure you can and will become a bette...Hi eva,<br /><br />I am sure you can and will become a better saver. Believe in yourself. ;)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-442520798388282452016-05-07T13:36:28.658+08:002016-05-07T13:36:28.658+08:00Hi
I think it's great that you are advocating ...Hi<br />I think it's great that you are advocating saving. It's true, no matter how much you make, if you spend just as much or more, you will never be any richer. Hmm... I'm one good example !evahttps://www.blogger.com/profile/07860946101499987017noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-29341391251936193122016-04-14T11:02:53.597+08:002016-04-14T11:02:53.597+08:00Hi JQ,
Alamak. Please don't feel guilty.
Lik...Hi JQ,<br /><br />Alamak. Please don't feel guilty.<br /><br />Like I said before, I was pretty extreme. To many people, I probably missed out on a lot of good things in life. Haha.<br /><br />Well, I am making up for it now. Definitely more easy going with money these days. :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-69062055249996179112016-04-13T13:45:23.092+08:002016-04-13T13:45:23.092+08:00hi AK,
Thanks for sharing the story. Now i feel g...hi AK,<br /><br />Thanks for sharing the story. Now i feel guilty i choose canto paradise for dinner last night over food republic :(<br /><br />But that said, yes i agree that we should all have "living" expenses budget daily minus transport that is for food. Time for me to review mine :D<br /><br />JQPotatoishhttps://www.blogger.com/profile/18408440404891909717noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-16651377483851983542016-04-11T14:28:08.603+08:002016-04-11T14:28:08.603+08:00howard, "Guess we have to change the educatio...howard, "Guess we have to change the education system."<br />not easy. just one parameter and everyone, expert or not, clueless or not, will weigh in their thoughts. <br /><br />if they succeed, then it is back to cigar butt investing for singapore market.SMKhttps://www.blogger.com/profile/10968938425811827200noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-51496061653686793942016-04-11T14:07:57.623+08:002016-04-11T14:07:57.623+08:00if $300 is frugal, than my $200 must be extreme po...if $300 is frugal, than my $200 must be extreme poverty? lolz<br />i reckon i could do $100 if i cook all my meals but also recognize the need to spend to keep our local economy healthy. hence i increase my budget to $300 again :)<br /><br />i think NTUC foodfare doing a good job keeping food costs affordable. $2~3 mixed rice (2 veg + 1 meat) is very reasonable.<br /><br />imho, voluntary FMLhttps://www.blogger.com/profile/01283010520664810945noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-66477688466991444162016-04-10T02:13:31.498+08:002016-04-10T02:13:31.498+08:00Nothing wrong being frugal :)
I have seen too man...Nothing wrong being frugal :)<br /><br />I have seen too many people (friends and relatives) living on credits even though they behaved as "well-to-do".<br /><br />Guess we have to change the education system.Howardhttps://www.blogger.com/profile/09662323373950873973noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-79224292125364948802016-04-08T14:18:11.725+08:002016-04-08T14:18:11.725+08:00Hi AK,
I like that last part - "who wants to...Hi AK,<br /><br />I like that last part - "who wants to have the option to work if he wants to and not because he has to". That's my motivation too!<br /><br />Cheers,<br />TFSAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-38006676182479403182016-04-08T12:45:29.766+08:002016-04-08T12:45:29.766+08:00like "AK has lost quite a bit of weight."...like "AK has lost quite a bit of weight."<br /><br />post, also like.SMKhttps://www.blogger.com/profile/10968938425811827200noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-89462133894376719982016-04-08T10:55:11.799+08:002016-04-08T10:55:11.799+08:00Hi Siew Mun,
Another constructive comment from yo...Hi Siew Mun,<br /><br />Another constructive comment from you. You never cease to amaze me!<br /><br />Yes, if we can use our free time to make some extra money, why not? If we can do this while learning new stuff, it is a bonus. If we can do this while doing stuff we enjoy, it is even better. <br /><br />Gambatte! :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-54772006673261558982016-04-08T10:52:15.058+08:002016-04-08T10:52:15.058+08:00Hi temperament,
I am definitely less tight fisted...Hi temperament,<br /><br />I am definitely less tight fisted with money these days.<br /><br />However, it takes a bit of effort to do it. <br /><br />Like you say, old habits die hard. -.-"AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.com