Think you cannot reduce your spending?

I am always blogging about how we can reduce our expenses. A dollar saved is a dollar earned, isn't it? 

Well, sometimes people say it is difficult or even impossible to reduce expenses. Is it really difficult or is it too difficult to try?

Michelle Morton, age 43, is married and a mother of three. She took up a challenge to cut her spending and here is her story:

She started logging all her expenses on a daily basis. 






"It’s $4 here, $10 here and it doesn’t seem like that much but then when you go to put the receipts in it’s like Oh my God!"

“Really what needs to happen is to say ‘This is what we’re going to spend on groceries this week’ and when it’s gone, it’s gone,” she says. 

“And ‘This is what we’re going to have to spend on eating out,’ the same kind of thing. I have to stop telling myself that although we really won’t save any money this month we’ll make it up next month because that never happens.”






If you are in your 20s and if you have an active social life, well, you might want to learn from Meieli Sawyer who said:

“I understand being thrifty, but you walk a fine line, and you don't want people to talk about you and say you're cheap,” Meieli says. 

“So I’m just going to try to say, ‘Look, things are tight for me right now.’ I’m going to try and not be embarrassed about it.”

Read the full article: here.






Stop putting it off. Take up the challenge today.

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