YouTuber Or Blogger? AK Is Branching Out!

Things at home are settling down into a new routine and I am feeling a bit better.

Well, I did suffer a bone fracture a few weeks ago but it is healing nicely.

Of course, if you are following me in YouTube, you will know these developments.

I have been making more YouTube videos ever since things at home improved.

However, I seem to have lost interest in blogging.

So, if you are still interested in following me and if you are not following me in YouTube yet, you might want to do so.

AK71SG

I also want to apologize for not replying to so many comments here but I really wasn't feeling up to it.

I didn't reply to comments in my YouTube channel too for many weeks while I was trying to cope with things happening at home.

Anyway, you can still leave comments here if you like but, most probably, I won't be replying as I won't be checking the blog in a timely fashion.

So, only leave comments which do not require a reply from me.

I will probably continue to blog once per quarter to provide a portfolio update as it has become a tradition of sorts but nothing more.

That's all for this update.

Latest video and update:

If AK can talk to himself (in YouTube), so can you!

1Q 2025 Passive Income, OCBC and Alibaba.

Been a while since my last blog post.

Hope everyone is staying calm as stock markets crash around the world.

I produced a video last night which I hope helped to calm some nerves.

Here is the link,

AK71SG 

I do enjoy buying things when there is a sale.

I am dipping into my war chest and nibbling at OCBC and Alibaba 

OCBC because I think it is still the cheapest amongst the three banks.

Annualising the regular dividend gives me a 5.5% yield.

Based on a 50% payout ratio, this is attractive to me.

Of course, there is also a special dividend on top of this but that is a bonus to me.

As for Alibaba, I have made videos on this and why I thought there was a good chance of seeing HK$160 per share again.

So, I added to my position as its price plunged to around HK$110 per share.

I will probably add if it goes to HK$100 per share as that is where I see a major support.

I always say we can never be too sure and that is why we need insurance.

A war chest is insurance.

Insurance has a cost.

In the case of a war chest, opportunity cost.

Some people don't like paying for insurance and prefer not to have it.

Well, different strokes.

As for my 1Q 2025 passive income, it amounted to $37,008.44.

This is a slight reduction from a year ago primarily because of a reduction in exposure to Sabana REIT.

Contribution from CLCT also reduced this year as China struggles to recover.

The reduction amounted to $2,000 or so which isn't a tragedy, to be sure.

However, I am aware that I will probably see a larger reduction next year as I expect lower contribution from IREIT as their Berlin property is being repositioned.

The expected higher dividends from DBS, OCBC and UOB should provide some relief as they form almost 50% of my portfolio collectively.

In closing, I apologize for not replying to comments as I do not have the mental or emotional capacity with stuff that has been going on in my life these few weeks.

All of us should have a plan, our own plan.

If AK can do it, so can you.