They chose financial independence over home ownership.

This is somewhat extreme but watch how this Canadian couple chose financial independence over home ownership.  They are in their 30s and,...

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"E-book" by AK

Second "e-book".

Another free "e-book".

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An important message from AK as ASSI turns 5.

Wednesday, December 24, 2014

It was on Christmas Eve of 2009 that ASSI was born out of boredom and curiosity. Yes, it has been 5 years! 5 incredible years of (mostly) happy blogging!

The journey has not been all smooth sailing but we have had many more days of good weather than bad. The stormy days were made more bearable because of the kind words of encouragement from many of you and that kept me going. You know who you are. So, thank you from the bottom of my heart.

As we celebrate my blog's 5th birthday, I wish to remind everyone that most of us in Singapore will be able to find financial freedom using some common sense and following some tried and tested principles in personal finance and investment.

Regular readers will know that this is true and some have shared with me that their savings, investments and passive income have grown tremendously in the last few years. New readers who hoped to find some mysterious get rich fast method in my blog have been disappointed or so I was told but to those who have decided to become income investors, I am hopeful that all will find success.

There were also readers and guest bloggers who have contributed comments and guest blogs, respectively. They have shared their experience and shown us how they were able to achieve or work towards financial freedom as well. So, if you are among those still wondering, please remember that financial freedom is not just a dream.

As we celebrate the festive season and be charitable to those who need help most, we want to be reminded that nobody cares more about our money than we do. The blog post that received the most "Likes" this year in ASSI is one example of how we should give more thought to how we treat our money.

Which blog post am I referring to? This one:

FREE Investment Linked Policies or Term Life Policies?

Share the link to the blog post and it might be one of the best presents to give to your friends and family this festive season.

"... what makes sense for the investor is different from what makes sense for the fund manager. And, as usual in human affairs, what determines the behaviour are incentives for the decision maker." Charlie Munger


Related posts:
1. ASSI turns 4.
2. Retiring before 60 is not a dream.
3. Nobody cares more about our money than we do.


coconut said...

merry christmas!

SMK said...

Boredom... -_- lol


Richard Ng said...

AK : Merry X'mas and happy new year to you! Wish you have many more 5-years to come...


Sillyinvestor said...

Merry Christmas AK,

Glad to have made your accquintance

yeh said...

merry Xmas and happy new year!

Singapore Man of Leisure said...


bbxinyun said...

Merry Christmas & Happy Birthday mth!! Thanks for sharing all these years. It had become an impt thing to read ur blog in my daily life:))

Chua Poh Huat said...

Hi AK,

Wish you and your family a Happy Merry X-Mas and 2015 New Year.......


Derek said...

Hi AK,

Five years and I still can't put a face to your name. LoL.

Wishing you and your family a Merry Christmas and a Happy New Year!


Sim Tian Eng said...

Hi AK , Wishing u and your family Merry Christmas n Prospetous 2015 New Year ,, yah ,, time flies ,, it has been long 5 years ,,, but your blog has really change many peoples perspective on financial freedom n is full of wisdom cud be found from here ,, cheers ! 😃😃

AK71 said...

Hi all,

Thanks so much for all the well wishes and words of encouragement. :)


Kah May Wong said...

Hello AK,

I feel lucky to come across your page & have been following your blog for the past few years. I read your comments, do my own research & discuss with people. I learn a lot. This is the first time I would like to express my sincere thanks to you for all the time you spend researching on articles and sharing with us readers.
Here I wish you A MERRY CHRISTMAS & HAPPY & HEALTHY 2015! May you find your other half soon : )

AK71 said...

Hi KM,

Doing your own research and discussing with others is the right thing to do. The next thing to consider doing is to share your findings here in a guest blog. Can do? ;p

Thanks for the kind words. Merry Christmas! :)

Dividend Chaser said...

Merry Christmas..loved your blog..loved your thoughts...

jojo said...

Hi AK,
Here's wishing you & your loved ones a joyous & blessed Christmas and Happy New Year.
May God continue to bless you with good health, wisdom and ... to continue blogging! said...

Happy 5th burfday AK !!! You are still a "baby" lol many good years ahead :)

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