How are you? One year ago i've start following your blog and chatting with you via FB as well. I got so much things to share and update you. After completed my private degree, i have changed a job and income increased from 2.4k to 3k.
Some of my friends are still earning more than me. i was so stressful to keep up with the market and expenses. But thanks to AK's Blog, everything is under control.
Well, i have been doing my financial planning constantly for the past one year. i set my own personal goals. Firstly, i have already got all the necessary insurance covered and building my Emergency Fund, transferring all my OA to SA, note down all my extra expense every month and everything is keep track down BLACK and White in EXCEL.
Like i said, i feel my full time job 3k is so insufficient, hence be like AK, do more part time job. i took up part time job working in the Gym. As my Full time belongs to shift work, i try to slot myself whenever i can to earn extra cash.
All my friends asked, "Not tired meh?". Of course my respond was, "Its Damn tiring, Dying!". I have reduced free time to hang out with friends for movie and stuff. But well, i start saving even more.
I re-contract latest Iphone 7 and sell away for extra $800 cash into my pocket. I went to keep fit and train for my 2.4km run and take ippt for extra $500 cash into my pocket. I have completed half of my NS ICT milestone and rewarded with $3k CPF OA and $2k MA. Happy!
So after talking so long, what did i gain from 2016 to 2017? I attached my CPF statement for your reference. I realised the 4% interest in SA is IMPT when i've WITNESS and received what Government is rewarding us.
|A, B, C, D, E! Wow, more than AK!|
He is enjoying an interest rate of 5% per annum for his CPF savings too!
Don't worry, i got my plans. I will update you next year on this. And i will start planning investment on REITs next year once i fulfil my E-fund of 26k.
Lastly, Wishing you good health and a Happy Chinese New Year ahead. AK
This young man emanates positive energy and determination. I won't be surprised if he ends up saving more than $16K this year!
1. Filial son working hard.
2. First step to becoming richer.
3. Be a wealthy and happy peasant.