Win and win again with SRS.

I blog about the SRS pretty often and how my SRS account is a war chest. 

I also said before that I don't mind having quite a bit of money idling and waiting for opportunities. 

When opportunities come knocking, I pounce!

 Chatting with a reader in FB.

I get to save on income tax and invest for higher returns. 

It is a win win situation with both winners being me! 

Greedy AK! 

Bad AK!




SRS money cannot be withdrawn until age 62 unless we are OK with incurring a penalty. 

So, it would be good to use the money to buy into businesses which we believe will still be around when we are 62. 

This might sound amusing but it is the truth.

Of course, the businesses should pay meaningful dividends and offer sustainable yields that at least mimic CPF interest rates.

In a nutshell, invest with our SRS money when the time is right. Don't speculate with it. 




SRS money is meant to be our second retirement nest egg, after the CPF. 

Don't play play.

Being unemployed, I will not be contributing to my SRS account anymore. 

So, any growth in my SRS account will be purely organic henceforth.





Why win once when we can win twice with the SRS? 

Win and win again with SRS?

I like.

Related posts:
1. SRS, CPF and rights issues.
2. SRS: e-book and analysis.
3. How AK uses his SRS money and why?