Best credit cards for large purchases in Singapore.

How to be ahead of the game?

Please don't believe everything bloggers tell you. Sometimes, bloggers can also be minions of wealth destruction.

A personal finance blog says if a designer bag you want arrived earlier than expected and you haven't saved enough for it, there are some credit cards with benefits which you can consider using. OMG!

It doesn't matter what they say after that because that is just so wrong in more ways than one. 

Ask why the blogger said something like that? What was that blog trying to do? The blog says "We compare, you save." I find that ironic.

I think they are comparing the wrong things lah.

I compare for you and you save some money. Why this bag cannot use? This bag $50 only. Why must get a $500 bag? What? $500 is not designer? $500 is mass market? $10,000 then designer? OMG!

OK, you might not like this but if you must save money to buy a designer bag, obviously, that bag is not for you. 

Sorry if it hurts. 

Often, the truth does.

Remember, to someone with $1,000,000 in savings, $10,000 is like $100 to someone with $10,000 in savings. 

If you only have $10,000 in savings and you spend it on a $10,000 designer bag, you have nothing left. Zilch! 

That millionaire might no longer be a millionaire after buying the same designer bag but $990,000 is still a lot more money than zero.

What? Not enough money, use credit card? Who say one? Oh, that blogger say one.

Saw the video? AK even has the weight of the MAS behind him hor. Which MAS? You say leh?

AK got slogan or not?

"AK nags, you save." 

Alamak! Who threw a shoe at me?
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Wealth and habits.