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Sunday, April 9, 2017

I have been spending more time on a new hobby. Online gaming! 

No, don't worry. It is not of the casino variety. It is a MMORPG. 

What is this? Massively multiplayer online role-playing game. For more information: MMORPG.





The game is "Neverwinter" by Dungeons & Dragons. I am amazed that something like this is available to play free of charge! 

I remember "Diablo" by Blizzard was quite pricey. I waited for the price to come down before buying many years ago.

Anyway, if you get the feeling that I am spending less time blogging, you are right. So many hobbies and so little time. Cham.







It is so realistic but nowhere like SAO (Sword Art Online) of course. I wonder whether SAO's gaming technology would ever become reality.


Can you spot "Neverwinter"?

Reader #1:

Hi AK, I'm your new blog follower since last mth and wanted to ask you what's your advise on an effective approach to investment planning.
I remember you were saying need to have war chest (to take advantage when mkt downturn), emergency funds, investment etc but how do you apportion if let say I have $100k? Thank you.





AK:
Welcome to my blog. 🙂
I dun give advice. I am not allowed to. I am just a blogger talking to myself 😉
Anyway, without knowing your situation well, I can only talk in general.
So, I believe this blog post might interest you:
http://singaporeanstocksinvestor.blogspot.sg/2014/03/graduating-soon-take-steps-towards.html
And this:
http://singaporeanstocksinvestor.blogspot.sg/2015/05/how-much-should-we-have-in-our.html

Watch the video:

"How To Build A Budget?"





Reader #2:
Hi AK, i have been one of your silent reader and have benefited much from your blogs.
Today, i saw that AEM share price has dropped by quite a lot. But i don't understand why
I suspect it may be due to the bonus offer that was exercised today
But i don't understand what does the bonus offer means
And i cant find much info on it as well
Hence, i will like to consult you and learn at the same time





AK:
I am not a consultant. I am just a blogger. 😉
I am not allowed to give advice de. 😞
Anyway, this is the first time I have heard of AEM. Not familiar with this.
Bonus issue?
"Bonus shares are shares distributed by a company to its current shareholders as fully paid shares free of charge."
Source: https://en.wikipedia.org/wiki/Bonus_share






Reader #3:
Hello sir,
Would you advise for
1) OA = 40%
2) SA = 60%
or ????
No need for MA ? Bcos got insurance liao.





AK:
Always need MA. 😉
http://singaporeanstocksinvestor.blogspot.sg/2013/12/how-to-get-free-medical-insurance-in.html
How much you want to put in each CPF account depends on what you want to achieve.
SA is for retirement funding. Cannot be used for anything else. 😉
(Of course, if our CPF-SA were to exceed the FRS by quite a bit when we are 55, we could withdraw a tidy lump sum from our CPF-SA while the FRS goes into our CPF-RA. We could then use the withdrawn money for anything we want.)






Remember, AK is not a consultant. 

AK doesn't give advice. 

AK is just a blogger.


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