Financial security: What good is the idea to us?

Sometimes, I wonder why people making lots of money at work are still complaining about not having enough money. Then, if we ask a few questions, we understand why.

Often, the reason is because they scaled up their consumption as they made more money.

Keep our lifestyle simple even as we make more money over time. That is a sure way to having enough money now and in the future.

Want some ice cream? We don't have to go to Swensen's.

Over the years, quite a few readers have written to me to say that they took action after reading my blog posts. I am happy that they feel less stressed up and more secure about their finances now.

Recently, I wrote this in reply to a reader:

"I am happy to sense a tone of determination and also a clarity of mind in your message. You have a plan now and you sound confident of your financial future."

I would have liked to share his story but he would rather not have his story shared. It would have been quite helpful to some, I thought, to read a real life account of how scaling up our consumption even as we make more money would set us back financially.

I will end with a Chinese saying:
师父领进门，修行在个人.

If we do not act upon a good idea, what good is the idea to us?

Related posts:
1. Are you sometimes forced to be extravagant?
2. The evil instalment schemes and their minions.
3. An essential habit to becoming richer.

Free "e-books" on financial security for Singaporeans: here.

ASSI reaches 6 million before Singapore.

Before Singapore hits 6 million in population, ASSI is going to hit 6 million pageviews first. Might happen in the next hour.

It has been almost 5 years since I started blogging. Lots of ups and downs and never did I think ASSI would come so far.

I think I will have to pop a bottle of oatmeal! Oatmeal?

Yes, champagne is too expensive but a picture? No problem. It is the thought that counts. LOL. ;p