For less than $10, have 5 meals ready in 15 minutes!

What is your favourite pizza?

Mine is the plain and simple Hawaiian pizza.

I decided that I could make something that would taste just like it without having to pay too much. So, that's exactly what I tried to do tonight.

What did I use?

1. Canned pineapple.

2. NTUC Fairprice honey baked ham.

3. NTUC Fairprice low fat cheese.

4. A loaf of Gardenia whitemeal bread.

5. Trans fat free margarine.

Apply some trans fat free margarine on slices of bread and pan fry them. Then, slap on slices of low fat cheese, honey baked ham and rings of pineapple on the hot toasty bread. Let the cheese have a moment to melt and it is done.

I made so many sets too. 

No prizes for guessing what I am having tomorrow for breakfast and bringing to work in my lunch box too.

How much did everything cost me? For 5 servings? Probably about $9. Can't be more than $10.

How much time did I spend doing this? About 15 minutes, give or take a minute or two.

Remember, if AK can cook, so can you! 

If AK can pack lunch to work, so can you!

Updated on 2 July 16:

Related post:
Save money by having yummy and frugal dinners.

Citibank SMRT VISA: Good deal for Chinese New Year!

I just shared a good deal on FB. What is it?

Do you have this credit card?

If you do, make your way to Kallang Wave Mall's NTUC Fairprice.

Use your Citibank SMRT card to buy $200 worth of NTUC Fairprice vouchers and you will get a $10 Kallang Wave Mall voucher free.

On top of this, you will get a 7% rebate from Citibank for the $200 purchase.

The NTUC Fairprice vouchers can be used at all NTUC Fairprice outlets, not just the one in Kallang Wave Mall.

Pay $186 and get $210! That is a 12.9% return!

Good deal! Don't say AK bo jio hor.

Related post:
AK's 7 money habits.
"Habit no. 5: I always try to get discounts off my bills."

Tea with Matthew Seah: Wealth Triangle.

Wondering how we can be wealthier? Here is another guest blog from Matthew Seah to nudge us along in the right direction.

For me, there are 3 ways to generate wealth and they are the essential tenets of my wealth building triangle:

 

1. Increase Income;

2. Reduce Expense, thereby saving what remains;

3. Invest a portion of that savings.

Due to our different circumstances, some may find it harder to strengthen one or more of these 3 legs of the triangle. However, do note that you will certainly get wealthier if you sufficiently strengthen one or more of these 3 tenets in your own wealth triangle.

In order to get wealthier at a faster rate, you must increase your income, spend less money and make your money work harder.

 

To increase your income, you can:

1. earn more at your current job;

2. get a higher paying job;

3. get additional job(s);

4. create multiple sources of income.

There are several ways to spend less money and they involve cutting back spending on excesses and wants. AK has been blogging about frugal living. So, you can learn from him.

And, finally, investing a portion of what you have saved. This not only increases your income by investing in income-generating assets, it could also increase your net worth through capital gains. You can also use leverage to increase your money’s ability to grow but do note that leverage is a double edged sword and you could lose more than your capital if used wrongly.

The ways to increase wealth are many and possibly infinite. So be creative and think of how you could make yourself rich. Of course don’t make the wrong type of money to be rich.

Some money, we cannot touch.

Some money, we should not make.

 

Related posts:
1. Do you want to be richer?
2. Have a huge amount of savings and cannot retire?
2. Free "e-book": Don't depend on wage increases for higher income.