The email address in "Contact AK: Ads and more" above will vanish from November 2018.

PRIVACY POLICY

FAKE ASSI AK71 IN HWZ.

Featured blog.

1M50 CPF millionaire in 2021!

Ever since the CPFB introduced a colorful pie chart of our CPF savings a few years ago, I would look forward to mine every year like a teena...

Past blog posts now load week by week. The old style created a problem for some as the system would load 50 blog posts each time. Hope the new style is better. Search archives in box below.

Archives

"E-book" by AK

Second "e-book".

Another free "e-book".

4th free "e-book".

Pageviews since Dec'09

Financially free and Facebook free!

Recent Comments

ASSI's Guest bloggers

A meal with numerous benefits.

Sunday, September 22, 2013

What did I have for lunch?


Add some soy bean milk:


Yummy, nutritious, filling and inexpensive too!


If you are wondering what might the health benefits be, here is a list:

May Boost Nutrition Profile of Gluten-free Diets

... adding oats to a gluten-free diet may enhance the nutritional values of the diets, particularly for vitamins and minerals, as well as increasing antioxidant levels.

Increase Appetite-Control Hormones

... researchers studied 14 people who ate a control meal and 3 different cereals with different levels of oat beta glucan. They then collected blood samples for 4 hours after each meal, and found a significant dose response between higher levels of oat beta glucan and higher levels of Peptide Y-Y, a hormone associated with appetite control.

 Improve Immune System Defenses

... researchers ...  found that, in addition to reducing cholesterol and blunting glycemic and insulin response,  beta glucans boost defenses of the immune system agains bacteria, viruses, fungi, and parasites.

May Help Reduce the Risk of Type 2 Diabetes

...  patients were introduced to a diabetes-appropriate diet containing oatmeal during a short hospital stay, then examined again 4 weeks later. On average, patients achieved a 40% reduction in insulin dosage – and maintained the reduction even after 4 weeks on their own at home.

Lower Bad Cholesterol

Researchers ... randomly assigned 36 overweight middle-aged men to eat either an oat or wheat cereal daily for 12 weeks... the men eating the oat cereal had lower concentrations of small, dense LDL cholesterol (thought to be particularly dangerous) and lower LDL overall, compared to those in the wheat group...

Help Control Blood Pressure

The oat group enjoyed a 7.5mm Hg reduction in systolic blood pressure and a 5.5 mm Hg reduction in diastolic blood pressure, while the wheat group was unchanged.

Read article: here.

Want to give it a try? How to cook oatmeal?

See AK71 the cook in action:
A healthy, low cost meal.

What should I do when I'm down 25%?

If you can't convince yourself "When I'm down 25%, I'm a buyer" and banish forever the fatal thought "When I'm down 25%, I'm a seller," then you'll never make a decent profit in stocks. (Page 246, One Up On Wall Street)

If we are holding stock of a good company and if the price should decline, the logical thing for us to do is to buy more since the stock has become cheaper, especially if there is a good margin of safety. 

Why sell?





Remember that Peter Lynch is all about FA and I have no doubt that TA practitioners will be able to explain why selling might be a good idea based on chart action. 

Peter Lynch doesn't believe in stop loss, by the way.

I think, as retail investors, we have to take the middle ground. 

We probably do not have the financial muscles of a fund manager like Peter Lynch and to do what he advocates, we must always have a war chest ready.





How to have a war chest ready? 

Well, we should save as much of our earned income as we could from employment, for a start. 

However, this could be painfully slow.

So, we have to be pragmatic and take some money off the table when prices run up significantly once in a while. 

We have to grow our war chests ourselves since we cannot get fresh funds from new unit holders like fund managers can. 

This way, we would be able to buy even more if prices were to plunge significantly for some strange reasons.





Obviously, there are always two sides to a coin. We could decide to sell and prices could go higher after we have sold. 

Prices could also go lower after we have bought more. Well, that is the way Mr. Market is.  

He doesn't care what we have done. He will do what he will do.

This is why many people focus their attention on asking what might be or could be happening in future. 

They try their best to guess what Mr. Market will do.





Indeed, questions in the form of "Will the price fall/rise in the next month/quarter/year?" are quite common in some quarters.

To me, the important thing to know is "What should I do?" given a certain set of circumstances. 

So, what should I do when I'm down 25%, for example?





Related posts:
1. How to be "One Up On Wall Street?"
2. A common piece of advice on saving.
3. When to BUY, HOLD or SELL?
4. Be prepared for war!
5. Risks and rewards: TA and FA.
6. Where did I go wrong?


Monthly Popular Blog Posts

All time ASSI most popular!

 
 
Bloggy Award