2015 full year income from S-REITs.

I did not do anything substantial to my investments in S-REITs in 4Q 2015. I just collected dividends, mostly.

However, it seems that I would be receiving less income from S-REITs in the not too distant future as Saizen REIT looks likely to be delisted as a firm offer of $1.17 per unit was received from a potential buyer.

Saizen REIT is currently one of my top three investments in S-REITs. Off the top of my head, it contributes to around 20% of my passive income from S-REITs.

So, losing Saizen REIT will greatly impact my income level in future, for sure.

Readers who have been following my blog since its inception in 2009 will remember that I was, back then, already a strong proponent of investing in Saizen REIT for income (and for its very cheap valuation).

Needless to say, I ate quite a bit of my own pudding.

So, I have grown somewhat attached to Saizen REIT after so many years. It is like having a good son who has been giving me regular and meaningful pocket money.

Now, this good son is going to give me a lump sum payment which is not a bad thing either but on the condition that there will be no more pocket money in future.

I just have to make sure that I remain financially prudent, I guess. Of course, there is no guarantee of this. Stress...

15A Changi Business Park Central 1.

Did I do anything at all in the S-REIT space?

I did increase my exposure to Soilbuild REIT by about 15%, taking advantage of the weakness in its unit price. I was waiting to see if Mr. Market would sell to me at an even lower price than 73c a unit but it didn't happen. Not for me, anyway.

However, 73c a unit was a fairly good deal and it is still lower price than the additional investment I made in the REIT back in August when stock prices plunged badly. That was 75c, if I remember correctly.

Including Q4's income distributions from my investments in S-REITs, my 2015 full year income from S-REITs is: S$90,344.81

This works out to be about S$7,528.00 a month.

I will be blogging about my investments in non-REITs next week. If you are interested, look out for it.


Related posts:
1. Saizen REIT: A firm offer.
2. Soilbuild REIT: A nibble.
3. 9M 2015 income from S-REITs.

Christmas, ASSI turns 6, financial freedom and charity.

Has it really been 6 years since I started blogging?


Pinched myself and, yes, I am not dreaming.


Quite recently, I shared some thoughts and feelings on the matter. 

So, I am not going to repeat myself which is something I have become prone to doing as I age.


Yes, I used to laugh at my mom. 

Now, I am like that too.


In case you have missed it or might want to read that blog post again, here it is: Don't thank AK but thank yourself in future.





So, which blog post in ASSI was the most read in 2015? 

I guess I should not be surprised by the answer.

It was: How did AK create a 6 digits annual passive income?





We will most probably have challenges in life but, in spite of all the challenges, we can achieve financial security and, over time, a measure of financial freedom if we do the right things now and in the future.


On our journey, there will be times when we feel depressed. 

When having a particularly difficult day or going through a particularly difficult period, take a moment to meditate on how fortunate we are to have what we have. 






Remind ourselves that we are moving in the right direction and that things will be better.


Lastly, as we do better in life, remember to provide assistance to those who need help most.

Always be charitable if we can afford to be.

Always try to make the world a happier place for everyone, especially the less fortunate.

Merry Christmas from AK's planter!

Related post:
A message from AK as ASSI turns 5.