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Never bored! (Thoughts on preparing for early retirement.)

Tuesday, September 6, 2016


She is one scary lady!
It would be nice to be strong!
Recently, when I met a few friends for dim sum, one of them asked me if I was bored in (early) retirement? 

It is a question I get asked a few times before, online and offline. So, it was no longer a surprise.

I have a list of stuff I want to do. Some people call it a "bucket list" (i.e. a list of things to do before we die or kick the bucket). 

In retirement, my bucket list doesn't get shorter. It gets longer! 

I am discovering more things that I want to do in retirement.

Let me share a bit about my childhood. 

I always liked the arcade as a boy but didn't have the luxury of visiting regularly. 

I always envied friends for having game consoles as a boy but didn't have the luxury of having one. 

Something happened many, many years later:

I bought a Nintendo Game Cube for myself more than 10 years ago as a birthday present but as I still had a busy working life, I didn't have much time to play. 

Now, I have plenty of time and I am living one of my boyhood dreams. Bored? Impossible!


Reader says:

We have seen many old retirees becoming aimless in their life and it’s becoming a waiting game.

I can understand for many, they have little money after retired and for some, they are rich enough but their life evolve around having dinner with a few friends and family members, travelling around as long as they are healthy enough.

Nothing meaningful and to fill their time, some even continue working….it’s sometime reminded us what is soon becoming to us but maybe we can do it differently.

I would ready like to know if you can share with us your personal experience when one retired early ?

How do you prepare yourself ?

How do you manage retirement mentality and physically when you retired early ?

What do you do daily ?

Do you plan ahead for 10 years and more ? If you start all over again, what would you have done differently ?

Any advice is much appreciated ?

Thanks !

AK says:

I don't know about doing it differently but here are my thoughts.

I am a worrier and I plan almost everything in my life. 

Of course, I am aware that I cannot always get it exactly right but being approximately right is enough to make me happy.

I think it is important not to be married to our jobs and I have seen many people who do not have a life outside their working life. 

The danger for these people is having a feeling of emptiness if they no longer have their jobs.

I can understand that sometimes we really have to work very hard to make more money. I have been in that situation before. 

So, I know the feeling. 

For a few years, I was monetising all my free time to make more money because I wanted to retire early.

However, at some point, if we have free time, we should find something else to do. 

Hobbies we enjoy. Spending time with people we love. There must be quite a few things to do that is not work related.

I won't tell you what I do in my free time because each of us will have different likes and dislikes. 

To put it crudely, have a "bucket list". :)

Retirement is not about being unemployed and having nothing to do. 

It is about having the time to do things we enjoy and not having to work for money.

Related posts:
To retire by age 45, plan...
2. Retiring before 60 is not a dream.
3. Work not because you have to.
4. AK answers questions on early retirement.
(Added 1 Jan 17 from FB wall.)


AK71 said...

"Anyone who chooses to semi retire at 30s or 40s is not ambitious in the conventional sense. Am talking about what drives you daily and keeps you happy and not bored. Portfolio is obviously one, but what else?"

See this:
Life is about many things and my time is in short supply.

And, maybe, this:
Financially free AK should be ashamed of himself!

AK71 said...

The question my wife and I have recently after 3 years of retirement is that is that all to life? Are we then waiting to die?

Sometimes compared to someone who still needs to prove a point or who still is selling financial freedom, perhaps they are the luckier one? The problem with seeking financial freedom is that when we get it in spades, what next?

You are a strong internal scorecard personality. How do you feel about this?

TFP said...

Hello AK71, may i ask your age?

AK71 said...


I let you do some work.

I was born in 1971. ;)

AK71 said...

csky said...
Congratulations AK on your freedom!

Maybe you can consider finding something interesting that you can volunteer for or get a part-time job (maybe 3-4 days for 3-4hrs each). Just nice to get some interaction but not too long hours such that it feels like a job :)

AK said...
I don't think I have the time to do part time work now.

Too busy with all my hobbies. ;p

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