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This guy has 800K in his CPF. (AK responds to HWZ Forum.)

A reader pointed me to a thread in HWZ Forum which discussed about my CPF savings being more than $800K. He wanted to clarify certain que...

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"E-book" by AK

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AK apologizes to everyone who "jin jelly".

Thursday, January 4, 2018

Reader said...
I didnt stalk u hor... hahaha but cannot get out of sight of u lah.. !! 

ASSI is everywhere

These bunch of kids only dare to envy, don't dare to take actions.

And shared this screen shot:

"Save hard till the extent of being a miser. 

"Then can start a blog blog abt yr wealth, take screemshot n post here let everyone envy.

"Tiagong it's ASSI."


Why like that?

Talking to myself, my intention is to inspire myself to take steps towards financial freedom.

Definitely, I am not out to make anyone "jin jelly" (HWZ lingo for "jealous").

I apologize if I have made anyone "jin jelly".

Honestly, very cham like that.

No wonder I sneezing like mad.

Read also:
Helping to fund my retirement.

Related post:

HWZ says AK "self-victimize himself".


laurence said...

AK is famous in HWZ.
When a particular stock that AK owns go up in price, it was called the "AK71 Effect".
Also, accolades such as "Yoda", "Grandmaster Investor", "Mentor", "Exceptional Wonder", "Guru", "Ultimate Inspiration" are in various threads.
One netizen even used this wondrous phrase "Financial Abundance" rather then the common phrase "Financial Independence".

Jane said...

Hi Ak,

There is no need to apologise as we all know that sharing is caring. Thanks for taking the time to share your knowledge and experience. We appreciate it.


veronika said...

Sorry you have to put up with the bashing.
Unfortunately that is the other side of the coin.

Revealing the wealth you make from just dividends makes many very jealous.
They dont understand that it takes a huge amount of time, and yes, stinginess to
do what you did.

I believe you and your ideals. They are sound.
But the world is populated with a variety of personalities.
It is also this variety that enables the retail businesses to earn a profit.

From one end of the spectrum to another. You are on one end. Those that are jealous are on the other!

It was not a motivating comment. But I am sure your skin has hardened over the years from blogging, from making losses in share trades or what not.
The belief that you are doing something to help people is noble.
But you have a very wide audience, so there will be people who disagree and are jealous.

Happy New Year anyway!

Potatoish said...

bo pian leh if rich cannot stop people from envying :P you should post a photo stuffing your pillow with $50 notes LOL

just take those comments with a pinch of salt. school holidays previously alot of kids and adults with free time!!

AK71 said...

Hi Laurence,

It is a double edged sword, unfortunately.

AK71 said...

Hi Jane,

Thank you for the encouragement. :)

AK71 said...

Hi veronika,

Although it is not something I asked for, it comes with the territory, I know.

I blog because I enjoy it and because sharing my story has helped people, I enjoy it even more. :)

However, I am only human and I do feel hurt by unkind remarks.

Fortunately, I am able to rant about it in my blog and, unfortunately, readers have to bear it with me.

Bad AK! Bad AK!

Happy 2018! :)

AK71 said...

Hi JQ,

Honestly, I don't even feel rich.

I can almost hear some people saying things like "he is fishing for a compliment again" or something in the background.

Really, I feel more comfortable than I did in my younger days but I don't feel rich.

It is hard for a peasant millionaire to feel rich in Singapore.

AK71 said...

Lim Der Shing says...
There is such a thing as oversharing and not sharing actual numbers if you know if it causes envy.

I suspect honestly AK you are reaching that point. Any sharing of net worth details above 5m I suspect attracts envy and may feel out of reach to some readers. Of course the core group understand and will still find your stuff useful.

So either

1) ignore the haters which may grow as you share numbers they feel envious about and just focus on your fans.


2) change the way you share to reduce less exact numbers. Historical posts will give them some context already.

There is a reason why almost you don’t see anyone worth 8 or more digits sharing actual number on their portfolio. Returns can, allocation can, investment reasons can but not actual number.


Zi Kai says...
The actual numbers are motivating. It gives a sense that it is achievable despite being an employee.


Lim Der Shing says...
Zi Kai, totally agree. More people need to take responsibility and use their capability to plan for own retirement! And ak shows a very possible path for majority of white collar!

What I hope to see next is ak going beyond just saving and investing and share his life journey and what is meaning and purpose for him. He has already enough cash flow and savings to last, so what next for someone so disciplined and thoughtful is very interesting to me!

AK71 said...

AK says...
I am just enjoying life now and doing stuff that I didn't have enough time to do before.

I was disciplined and thoughtful so that I can be less disciplined and thoughtful as I enjoy an early retirement.

OK, I will admit that it is hard and I still feel guilty for spending a bit too much money on myself sometimes but I am learning to let my hair down.

AK71 said...

Laurence said...
AK has been learning lots of Singlish/colloquial terms. Bad AK, bad AK........

Blogger AK said...
Alamak. Dun be so liddat lah. ;p

AK71 said...

Reader says...
Sifu, I didn't know you former IT professional. I thot you say you IT dino?

AK says...
Alamak. BYHW. Who say I IT professional? Who? Who?

Reader says...
I saw in forum lah.
国外现在很流行FIRE:financial independence, retire early
很多人觉得工作是一种折磨, 想要早日实现财务独立, 早日退休。
不过他们的资产都比较高, 股票净值在百万新币以上。
You are listed. haha

AK says...
Alamak. Don't believe everything you read on the internet (and that includes my blog). ;p

AK71 said...

Yew YH says...
These 3 accounts belong to the same person who brag about his 300 per month expenses and criticize almost every single strategy for stock investment.
Even that ahboy82 is also a troll.

WTK said...

Hi AK,

Be yourself and don't bother with the comments online. Peace of mind is the solution to the online comments especially the haters type. There is no one you need to answer except yourself.

You are generous enough to share your insights with the general public. I am glad that most readers appreciates your effort though there are handsome few who criticise your effort for being "boastful".

The most important thing is to be happy in what you are doing. The most extreme importance is to have a lasting retirement journey on your own term and condition. The rest is secondary.


AK71 said...

Hi Ben,

I find it more amusing than anything, really. ;)

I rather spend time playing Neverwinter than to read the forums. ;p

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