They chose financial independence over home ownership.

This is somewhat extreme but watch how this Canadian couple chose financial independence over home ownership.  They are in their 30s and,...

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Views on CPF, insurance and investments changed after eavesdropping on AK. (Don't be "jelly". Make others "jelly".)

Saturday, January 6, 2018

Reader #1 says...

I have been following your blog since Aug2015 and benefit greatly from it.


As an employee with salary below average, I couldn't have much to invest.


However I value the awareness that you created among your followers.


I am started to be more responsible to my own financial management and learnt a little bit about investment.


I believe many of them out there too.


I feeling grateful to "meet" you through text.






I want to say thank you again on this very first day of the year because I am still continuing benefit from your blog.


My view towards CPF, Insurance, stocks have changed.


In year 2017, I invested in shares and topping up my SA.


Although all are in very minimal but at least it’s a sign of improvement to me.


Thank you very much for what u have shared in your blog. We learn a lot from you.


Thank you. Wishing you another good year.


May you and your family Stay healthy and happy always. :)
























Reader #2 says...

I was fortunate to find your blog few months ago, and have been reading your blog/FB posting almost daily since then.


Just want to take this opportunity to Thank you and appreciate my gratitude to you for sharing your financial wisdom with us.


I have really learned a lot from you, and as your loyal 徒弟, I have put those in real actions. E.g redeemed my home loan, cancelled my ILP, did my CPF VC, opened SRS account, and did my MA top up today.


I was reluctant investing in share in the past.


After I learn the idea of investing for income from your blog and read books you recommended in the blog, I finally decided to open a trading account.






Did my first trade and bought Comfort delgro last month, also nibble on Singtel and ST Eng.


Have the rest of my war chest loaded, patiently waiting a correction in new year and buy more when Mr Market is in distress.


I have started learning the basic FA and TA now, still have a lot things to learn, will keep reading your blog and learn from the experience.


So, do continue to talk to yourself often in the new year, the more the merrier, hehehe.


Wish you have a fabulous new year, good health and of course more passive income, huat ah !!!






AK says...

All of us have different circumstances and all of us have different ability to improve our financial health.


If we diligently do whatever we are able to do in order to have a more secure financial future, it is always better than doing nothing.


I realised that many Singaporeans might not have the funds to invest with even if they want to.






This was a big reason why I decided to blog about the CPF as much as I did in recent years, sharing my own story.


Making full use of the CPF will give us a measure of financial security in our golden years.


If sharing my story has helped regular working people to take action towards achieving greater financial security, then, the time and effort I have put into this blog is all worthwhile.





The ultimate goal is financial freedom but we have to start taking baby steps even as we think big.




Don't be "jin jelly".

Make others "jin jelly".

OK, I know.

Bad AK! Bad AK!


Read also:
AK apologizes to everyone who "jin jelly".

Related post:
A cornerstone in retirement funding.

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