The email address in "Contact AK: Ads and more" above will vanish from November 2018.

PRIVACY POLICY

FAKE ASSI AK71 IN HWZ.

Featured blog.

1M50 CPF millionaire in 2021!

Ever since the CPFB introduced a colorful pie chart of our CPF savings a few years ago, I would look forward to mine every year like a teena...

Past blog posts now load week by week. The old style created a problem for some as the system would load 50 blog posts each time. Hope the new style is better. Search archives in box below.

Archives

"E-book" by AK

Second "e-book".

Another free "e-book".

4th free "e-book".

Pageviews since Dec'09

Financially free and Facebook free!

Recent Comments

FakeZeroCool commented on 1q 2025 passive income ocbc and alibaba: “Hi AK, thank you for sharing your thoughts. I am new here,…”
Jin_San commented on 1q 2025 passive income ocbc and alibaba: “Dear AK, I enjoyed reading your blogs and YouTube series,…”
Hongjin commented on 1q 2025 passive income ocbc and alibaba: “How do you encourage retail investors who are not equipped…”
mitchell commented on 1q 2025 passive income ocbc and alibaba: “Clct financials getting worse and worse every single year.…”
LZ commented on 1q 2025 passive income ocbc and alibaba: “What DCF do u usually used for Alibaba, AK? i'm using…”
TH commented on srs portfolio in 2024 what did i do: “Hi AK, I have hit the max tax relief of $80k. Does it still…”
HappiSnoey commented on 1q 2025 passive income ocbc and alibaba: “Hi AK, hang in there! It will all pass… ”
fisher commented on 1q 2025 passive income ocbc and alibaba: “Take good care of yourself AK and look forward to happier…”
MPC commented on 1q 2025 passive income ocbc and alibaba: “Hi AK,Previously you mentioned that you may buy ireit at…”
Ss commented on 1q 2025 passive income ocbc and alibaba: “Dear Ak, Thank you for the post, truly appreciate it. Your…”
tzl commented on 1q 2025 passive income ocbc and alibaba: “Made a shopping list waiting to buy various stocks! Pls…”
Shaun commented on sold alibaba for 51 gain: “Hi Ak, I understand you are bullish on Wilmar given how…”
Shaun commented on sold alibaba for 51 gain: “Hi AKI understand you are bullish on Wilmar given how…”
Shaun commented on sold alibaba for 51 gain: “Hi AKI understand you are bullish on Wilmar given how…”
SN commented on sold alibaba for 51 gain: “Hi AK, with ST Engineering up 48% YTD, will you consider…”
Yue commented on 12m53 plan for cpf in 2025: “Hi AK, can I know the reason why you don't transfer all…”

ASSI's Guest bloggers

If our income is $3K a month, we could get a 6.6% raise!

Monday, September 1, 2014

People sometimes wonder if it takes a lot of time to prepare food to bring to work. It surprises people to find out that actually it could take very little time. It is very easy to cook oatmeal and to make sandwiches, for examples.

It could take 15 or 20 minutes to make some sandwiches to last us for a few days each time we do it. Therefore, the time taken to prepare meals on a per meal basis is actually very little. (See related post #2.)

Oatmeal takes very little time to prepare too. (See related post #1.)

So, join me for some home made lunch?

What's this?

Bread, cheese, lettuce and ham. Yummy!

Evidence of me chomping away.

Cost? Probably $1.00 or a bit more.

Whenever I ask people to try making their own lunch to bring to work, a common reason for not even trying is that they don't have the time or energy to do it.

Well, I understand that it is more convenient to simply buy cooked food outside but there is always a price to pay for convenience. We might want to ask if the price we pay for convenience is too high.

High, higher, highest. It is all relative, isn't it? So, if our gross salary is $3,000 a month and we spend $450 a month eating out at work (15% of our gross income), is that too high? I don't know about you but it seems like a lot to me.

Of course, for someone who makes $10,000 a month, that same $450 monthly spending on food at work is more manageable, everything else remaining equal.

All our circumstances are probably different and saving a couple of hundred dollars a month might not look like much to some people but to the vast majority of working Singaporeans, I believe that it does make a difference.

A dollar saved is a dollar earned and, for someone who makes $3,000 a month, if he could save an extra $200 each month, it is like getting a 6.6% salary increment each month. Is that not good to have?

Related posts:
1. It takes only a few minutes to cook oatmeal.
2. Prepare 6 gourmet sandwiches at one go.

3 comments:

Ray said...

Perhaps not so good to always eat processed food e.g. spam / luncheon meat / ham?

save money in the short run may hurt the health in the long run.

AK71 said...

Hi Ray,

I have not had SPAM or luncheon meat in a long time. Ham? Maybe once every month or two. I much prefer tuna:Home made sandwich. ;p

Ray said...

good to know :)
as long as the ingredients used to make the sandwiches are healthy and not processed, definitely good to home-make :)


Monthly Popular Blog Posts

All time ASSI most popular!

 
 
Bloggy Award