Financial prudence at any age.

Is there anything I would do differently if I could turn back the clock?

A letter from a reader:

Hi AK,

My husband just passed his 31st birthday last month and mine is coming up soon.

We are curious...

Turning back time, what would you have done differently for your personal finance at age 31?

What were the things you wished people had told you when you were 31?

What would you tell the people who are at age 31 now?

:)

Cheers.
A

AK's reply:

Hi A,

For me, it was always about being financially prudent and investing (mostly for income) for greater financial security. Delay gratification, do the right things and we will have plenty of stuff for free many years down the road. ;)

HAPPY BIRTHDAY!

Best wishes,
AK

If we consume more now, we will have less later. If we consume less now, we will have more later. Of course, even if we understand this, what we do would depend on our circumstances.

Simply put, it is not about emulating AK or anyone else, it is about improving our own financial health in a meaningful way, year after year.

As long as we are making progress, stay the course and we will thank ourselves in future.

Related posts:
1. AK is showing off his CPF numbers.
2. Dividend Machines for greater financial security.
3. So, you want to be financially free?
4. Delaying gratication and getting stuff we want for free.