Safe investment tip for married couples.

Reader says...
I started following your blog about 6 months ago. 

I will like to seek your advice on my financial aspiration.

I did purchased some stock during my early work year and most of them are below IPO price. 

My paper lost is around 16k and my investment sum is around 35k. 

Due to this experience, we are very scare to do any stock purchase. 





However, we try our very best to save up as much as we could since we have not much idea on investment. 

We have around 200k in a FD account and two 60k BOC smartsaver account.

As we are both employee, we wish to be obtain financial independence by having a backup income. 

But we were divided on how to start the cycle.





My wife prefer purchasing another property for rent while i prefer your way which is to invest in REIT as i believe with our current cash reserve we are unable to get any good property.

In your opinion, which is a better way?
(This is not the full email.)







AK says...

Alamak. I don't give advice. 

I anyhow talk to myself in my blog lah.

You eavesdrop at your own risk. ;p

You have to decide for yourself what works for you and what gives you peace of mind. ;)








Reader says...

Thank for your reply.

Let say if you are in my position, what will you do? 

I will be eavesdropping.

Thank you.









AK says...

I would do what gives me peace of mind.

What gives me peace of mind would be different from what gives you peace of mind.

I don't have a wife but my friends who do tell me "happy wife, happy life". ;)







Sometimes, it is too dangerous to be a kaypoh and AK knows it. 

"Honey, who told you something like this?

"Tell me. I kill him!"

You better believe it.





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Buy that second residential property!