Use POSB Invest Saver as a war chest?

Reader:
Hi Mr AK,
I would like to ask whether do you have any past blog post regarding POSB Invest Savers scheme as I would like to apply for this scheme so I could save up with the allowances I will be receiving during my NS period.

However, my concern is throughout the long run, lets say there is a recession and there are many good opportunities/companies to invest in and I would like to redeem the units I have in this scheme...

AK:
When we buy into (POSB Invest Saver), we are pooling money for investing in a basket of stocks. 

It has advantages and disadvantages. 

We cannot have our cake and eat it too.

If you are concerned, it could be a better idea to hold on to cash and wait for opportunities. 

Money in an ETF is money invested. 

You should not think of it as a war chest.


(Neither should it be thought of as an emergency fund.)

Related posts:
1. How to get $50K passive income in stocks?
2. POSB Invest Saver account.

Which REITs are in AK's portfolio ?

Dear Ak,

I have some question hope to seek your wisdom in the investing world. Hope that you would be patient with me.

1. May i know currently which REITZ are in your portfolio?

2. I am currently invested in Cache Logistic Trust, AimsAMP, SPH and SoilBuild Reitz, May i know which are in line with yours and the rest that are not in your portfolio, what are the downslide to them?

3. Currently in the market turmoil as well as pending fed rate hike, bond would be more attractive and equities would not bode well. What would bring for the REITZ in the long term? would they be able to sustain?

Hope to hear from you soon

Thank you

 
Hi,

You might want to read the blog posts on my passive income from REITs. You will find them in my blog's right side bar. :)

I don't know what you mean by bonds being more attractive. As interest rates rise, bond prices will fall. Why won't equities do well? You want to search my blog for articles on rising interest rates and REITs. :)

Best wishes,
AK


Related posts:
1. 2015 full year passive income from S-REITs.
2. Why have bonds and which ones?
3. How to approach REITs as investments now?