Build Dividend Machines for a more secure retirement.

Recently, I have been blogging more about the CPF and how to make it a cornerstone in our retirement funding strategy. The operative word here is "cornerstone".

When we build a house, we need a strong foundation. A cornerstone is part of that foundation but alone, it is not enough for a house to stand on.

So, what did I do to ensure that I have enough financial muscles to retire and not at the age of 62 but much earlier too? 

Well, there is a cocktail of reasons but one very important ingredient has to be my preference for income investing.

What is income investing? Er, if you have to ask, you might want to sign up for Dividend Machines.

I have put my weight behind Dividend Machines twice in the past and I am doing it again this time.

If you want to invest for income and have no idea how, well, go sign up for Dividend Machines. It is the most value for money course you can find out there on the subject. Frankly, I think the course is undervalued.

Well, the good people at The Fifth Person want to make quality education affordable. 

Who am I to argue with that?

So, for those who are new to my blog or who have missed out on the first two rounds, this is a chance for you to learn how to invest for income in a structured manner without having to pay through your nose.

Don't take my word for it, find out for yourself just how well priced it is at: Dividend Machines.

If you believe like I do that regular dividends from investments are not just nice to have but are necessary to ensure a more secure financial future, build your own Dividend Machines. 

Remember, it is never too late and the best time to start is always now.

Closing date for application: 
7 March 2016 (Monday).

Related post:
Second chance to create Dividend Machines.

AK is showing off his CPF numbers graphically (Updated for 2017).

UPDATED for 2017.
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Whether to pump more money into our CPF Special Account is something that some of us struggle with, especially younger CPF members because it could be a very long time before they see any of the money again.

Although I cannot say that what has worked for me would definitely work for them, I can say, if we believe in having some investment grade bonds in our portfolio, that it is something worth considering.





Hello AK,

I have been a follower of your blog and I have one question to ask.

I like to take the low risk style to invest, and that's why I have been investing in unit trusts and shares like Singapore Airlines and Singtel.

However, I realised that we can do self top ups to Special Account, which will earn a guranteed 4% per annum interest.

Considering that is risk-free, I think it is a worthy decision to transfer my investments to this special account.

Do you think I should transfer to the special account?

I do know that I can only withdraw from it at 55 years old, but I'm planning for the future :0

Kind Regards,J

Whose CPF statement is this? 
Whose? Whose?

UPDATED for 2017:

My reply:
Hi J,

OA to SA transfer was something I did consistently in my early years. ;)

It has turned out very well for me. :)

Best wishes,
AK

UPDATE (22 AUG 17):
See my blog on the 4 ways we can beef up our CPF account for a more complete picture HERE.





It is also worth reminding ourselves that the CPF is not only risk free, it is also volatility free which is good for my heart.

This isn't Quantum Physics. 

It is simple math.


Related posts:
1. AK's CPF SA outperformed in 2015.
2. AK is showing off his CPF OA and MA.
3. Building a cornerstone in retirement funding.
4. Some people say AK "how lian".
5. A note on the CPF and a break from blogging.