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Tea with AK71: Cheating our fellow human beings 101.

Tuesday, February 8, 2011

A few years ago, I was involved in a motor vehicle accident. A motorcyclist crashed into the side of my car but claimed that I crashed into him. It was also "fortunate" for him that he had an instant witness in a car behind my car. The witness also happened to be someone familiar with the ways of insurance claims. I was helpless.

I made a police report after the incident and called my insurance company. I was called to the Traffic Police headquarters days later to make another statement. Strangely, the police officer seemed to know that "witness" as he asked me if the person was of a certain height, built, looks and if he wore glasses. A regular visitor?

Well, in the end, I received a letter from the Traffic Police for a fine of $200 and was given 9 demerit points. I was devastated. My perfect driving record was ruined. But what could I do? Friends asked me to appeal but I just decided to let it go. Just hope that I would not have such bad luck again.

I also found out later from my car insurance company that they had to compensate the motorcyclist some $15K for a broken toe! I am sure the toe eventually healed.  It was an expensive experience as my car insurance premium shot up the following year plus the fact that I paid to repair the damage to the side of my car where the collision took place.

I was told by the car workshop mechanic that such "accidents" were on the rise then. He told me that the claims would usually involve the same few people and after a while, the Traffic Police would investigate and make arrests. Apparently, such scams were not new and happened many years before as well. Just "suay" (bad luck) for me.

Why the sudden melancholic flashback? Well, I was getting my daily dose of news and these were a couple of articles that made me wonder why are there such people in the world:

Liyana, 24, said she "cheated" hundreds of men by "selling" her seductive pictures on social networking sites like Tagged and Facebook. "Through my online profile, I openly offer massage services. However, those offers are actually fake. In a day, I can cheat five to six men. Before even meeting me, they are willing to bank in 100 ringgit (US$33) to 150 ringgit into my account," she said, adding she disappears or give excuses to the men after receiving the money.
Read article here.

The public should also be wary of “fake accidents” where a pedestrian would would claim to have been knocked over by a car and would then demand compensation from the driver.
Read article here.

As the Chinese saying goes: 防人不可无. We must always be wary of others.


Anonymous said...

Ouch. Your experience of the fake scams are rather common in Malaysia too (at lease a few years ago). It will involve a speeding cub overtaking you on the side, then the pillion rider will smash your windscreen with a cub. As you can't see thru the spider web, you had to slow down & stop to seek assistance. A policeman will appear and then offered to "help you" by directing you to certain workshop nearby that is opened this late/early/weekend with the right spare parts.... A friend of a friend who was hit, decided to have a convertible drive back to SG and make the repairs, in his own terms.


AK71 said...

Hi SnOOpy168,

Yes, terrible, isn't it? Sigh. I must go to the temple to get more blessed flowers and bathe in flower water, maybe. ;)

financialray said...

Hi AK,
Think you should not have allowed the culprit to go scot free. You will be encouraging him to be more daring and to perpetuate his crime. I remember this uncle who vehemently protested against his accident claims when the other motorist claimed he had a witness. Of course the "witness" chickened out in the end and the culprit was caught. It was highlighted in the Straits Times a few years ago

AK71 said...

Hi financialray,

Yes, my family and all my friends were so indignant when they heard my account. It was just so blatant.

At the time, I was feeling so stressed up with the whole thing that I just wanted to get it out of my system. It was causing me sleepless nights. Of course, it felt lousy but at least I didn't have to think about it anymore.

Thanks for the empathy. :)

left_ray said...

The motorcyclist scam crash seems often. You can always hear about it. We just have to be careful.

AK71 said...

Hi left_ray,

Yup, just have to be extra careful but I always say if someone is out to get us and planned well, it is hard to avoid. :(

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