AK showing off his CPF-OA and MA (2017).

I thought that only my CPF-SA numbers garnered a following but it seems that my CPF-OA numbers have a following too. 

So, I agreed to share more of my CPF numbers here. 





Latest CPF numbers, OA, SA and MA:

If we add all the three accounts together, the total amount of savings I have in the CPF is:

S$723,088.16

At the ripe old age of 45 too.





I know this is impressive to many people and although it is achievable, please don't think that this should be a benchmark for you to latch on to. 

Remember, we have to be realistic. 

Not many of us who want to buy our first property can leave our CPF-OA money untouched. 






Indeed, regular readers know my story. 

My CPF-OA savings was not always untouched.

See: 
How did AK amass so much money in his CPF-OA?





For most of us, what is more achievable and more rewarding is to top up our CPF-SA and CPF-MA. 

These accounts pay higher interest and they will help with our retirement and hospitalisation funding. 

Be pragmatic. 

These accounts should have priority.

See: 
1. How to upsize $100K to $225K?
2. How to get free medical insurance with CPF-MA?





Interest earned in the CPF-MA will flow to the CPF-OA if both the CPF-SA and CPF-MA have hit their ceilings. 

That interest will help the CPF-OA grow. 

I know because this is what happens to me.





Later on in life, to grow our CPF-OA savings faster, if we have spare cash, we can always think about doing voluntary refunds to our CPF-OA. 

Of course, when we are older, we could also sell our property and downsize.

See: 
How to stop accrued interest we owe from growing in CPF-OA?


The CPF can go a long way to providing us with a financially more secure future.





We have to help the CPF to help ourselves and the earlier we do it, the better.

Now, I wonder how much my lump sum withdrawal from CPF at age 55 could be? 

What? 

The government allow a withdrawal of $5,000 only? 

Not for me.

Related posts:
1. AK showing off SA numbers again?
2. AK showing off CPF-OA and MA (2016).







"They all say CPF is XXX... How like that?"

AK showing off his CPF-SA numbers again?

(4 things you need to know about your new CPF statement.)

I hope my blog has not caused too much trouble for the authorities.

Just like my passive income numbers, my CPF-SA numbers seem to have garnered a following as readers reminded me on Facebook that it is time. 

Even Facebook reminded me that it is time.

I guess sharing my CPF-SA numbers is inspiring to many readers and it helps them to stay the course.

Er... OK, I am not quite sure what to make of the last comment (and some say I am cryptic).

Anyway, although I thought I might skip it this year, a remark from a reader on FB gave me a nudge.

AK was old, fat and ugly. Now, AK is old, slimmer and ugly.

If by revealing my CPF numbers again, AK can be old, slimmer and handsome, OK, I do it.

What? 

You surprised AK is like that? 

Alamak, you didn't know?

I am human too!

Hey, who wants to be old, fat and ugly? 

Cannot do anything about old but if can do away with the fat and ugly, that's two out of three! 

I win!





OK, the numbers:

How much has my CPF-SA money grown from the year before? 

See related post at the end of this blog.

Worried about the projected 3% yearly increase in Minimum Sum (Full Retirement Sum)? 

Not me.

How did this "miracle" happen? 

If you have to ask, you must be a new reader. 

See related post at the end of this blog.

Ask why does having more money in our CPF-SA and as early as possible make sense? 





How to do this?

See the related post at the end of this blog. 

Then, go to the right side bar of my blog to read more of my blogs related to the CPF.

If you are a regular reader, you should be smiling now! 

Huat ah!





Truly Happy New Year!

Related post: CPF-SA outperformed.