Dividends and retirement in three virtual worlds.

I haven't been blogging much and this is just a blog to touch base as I probably won't be blogging until end of the month or early next month.

A reader left me a comment recently on how he is still working on his F.I.R.E. (i.e. financial independence retire early) and trying to figure out what he should do after activating it as he doesn't want to stay at home.

I don't think there is anything wrong with staying at home if all the stuff we want to do in retirement is to be done at home which, of course, pretty much describes my situation.

To be quite honest, I find myself not having enough time to do all the stuff I want to do in retirement and I am now spending most of my waking hours in three different worlds, not counting the real world.

I am trying hard to be disciplined and not let my life as an explorer of virtual worlds disrupt my life in the real world.

In recent months, I have been rather successful as I even managed to get 20 to 30 minutes of physical exercise done on daily basis.

Those who share my interest in adventuring in MMORPGs might be interested to know that Black Desert Online is now free to download using Steam and this offer which ends on 10th March is to celebrate their 5th Anniversary.

I have seen many videos of Black Desert Online and have always wanted to try it but didn't want to pay for it.

So, this is just perfect!

This is a short video on Black Desert Online in 2021:

I doubt very much I will be spending any money on Black Desert Online as I have not spent any money on Neverwinter and Guild Wars 2 either.

I have blogged about Neverwinter and Guild Wars 2 before and I have spent the most time in Neverwinter as it was the first free to play MMORPG I picked up and also fell in love with.

What?

Four years and more in Neverwinter with thousands of hours clocked and I have not spent any money on the game?

That is correct and my wizard is pretty much end game ready too.

With Guild Wars 2 and now Black Desert Online, I am just taking my time to explore the worlds which are really very beautiful.

Not rushing anywhere.

Lots to see and lots to do.

This is a short video of Neverwinter's latest module launched last month:

Now, dragging myself back into the real world, I checked on dividends for January and February 2021.

The thing that caught my attention was the much higher income distribution from Sabana REIT.

I increased my investment in the REIT significantly not too long ago and I blogged about it too.

This has proven to be very rewarding.

The income distribution from Ascott REIT-BT, not surprisingly, reduced drastically as COVID-19 is still disproportionally hurting some parts of the economy which includes the hospitality sector.

The decision to significantly reduce my investment in Ascott REIT-BT which was at one time one of my largest investments when I did was a fortunate one.

This month in March, I am expecting more dividends from my investments and my larger investment in IREIT Global is going to be very rewarding.

Having said this, there are businesses in my investment portfolio which will take more time to recover from the ravages of the pandemic and have suspended or reduced dividends.

I can only hope that, having deployed most of my war chest into what I think are more resilient businesses in the second half of last year, my passive income would at least hit $120,000 this year.

Why $120,000?

$120,000 a year is what I need in order to help support my parents, meet my own expenses and to do maximum voluntary contribution to my CPF account.

To be honest, I feel it is a pretty low bar to clear but we don't know what we don't know.

Anyway, I have gone on longer than I had planned to do.

Until the next blog, stay safe and keep all of us safe!

#SGTogetherBetterTomorrow

Remember to collect your free high tech mask:

Related posts:
1. AA REIT, IREIT Global and Ascott REIT-BT.

2. 3 local banks, 3 REITs and SIA.

3. Worried as dividends and interest income reduced.

4. 1M50 CPF millionaire in 2021.

5. 4Q 2020 passive income.

How to achieve F.I.R.E. like AK? Learn to invest for income.

Back in 2018, when I announced that I was taking a long break from public appearances, I said it would last, maybe, two or three years.

Well, it is now 2021 but with the COVID-19 situation still wreaking havoc globally and Singapore's Phase 3 of reopening lasting at least a year, it seems that I am being given another year or two off.

Good news for lazy AK who decided long ago that he didn't want to work till the day he dies!

Back in 2018, when I made that announcement, I said to readers that F.I.R.E. which stands for "Financial Independence, Retire Early" isn't just a dream.

However, unless we are very lucky in life, we need to plan for F.I.R.E. to happen.

I planned very early on in life as a salaried worker to achieve financial freedom and to retire by age 45.

With a lot of work and bit of luck, I managed to do this a few months before I turned 45 almost 5 years ago.

I have blogged about this many times before and regular readers know that my approach to achieving F.I.R.E. is a holistic one.

The good news is this holistic approach to F.I.R.E. is accessible to most of us in Singapore.

Most of us are able to achieve financial freedom in Singapore as long as we are willing to work diligently towards it.

I know many have heard this before but if AK can do it, so can you!

If you want to achieve F.I.R.E. the way AK did, then, you have to embrace investing for income.

If you are new to investing for income or have been looking to do some structured learning, I have more good news for you.

The only investment course that AK promotes every year is "Dividend Machines" conducted by The Fifth Person.

"Dividend Machines" not only provides you with all the knowledge and guidance you need as an investor for income, it is also very affordable.

Go ahead and take a look before you decide if you should sign up for 2021's intake.

Follow AK's referral link here: 

Dividend Machines 2021 

If you like what you see, sign up fast or you would have to wait another year for the next intake.

Don't just dream of passive income, really make money while you sleep with Dividend Machines.

May the Year of the Ox be a bullish one for you!