Although there were not many comments in my blog when I asked if I should continue talking to myself in 2017, I received many emails and also messages in FB. They are all positive (so far).
I am particularly touched by a couple of emails.
First, this email from a reader of modest means:
As the new start of the year, first thing I want to do is to write this thank you note to you.
I have been following your blog since Aug2015 and benefit greatly from it. As an employee with salary below average, I couldn't have much to invest. However I value the awareness that you created among your followers. I am started to be more responsible to my own financial management and learnt a little bit about investment. I believe many of them out there too. I feeling grateful to "meet" you through text.
Thank you very much. Hope u and ur family stay healthy , happy and wealthy always.
I will still following your blog as long as u still talking to yourself.
I am happy that my blog has been inspiring and helpful.
All of us have different circumstances and all of us have different abilities to improve our financial health. If we diligently do whatever we are able to do in order to have a more secure financial future, it is always better than doing nothing.
I realised that many Singaporeans might not have the funds to invest with even if they want to. This is a reason why I decided to blog about the CPF as much as I had in recent years, sharing my own story. Making full use of the CPF will give us a measure of financial security in our golden years.
Wishing you a very happy and rewarding new year,
Second, this email from a reader who is determined to effect a sea of change in her family and extended family:
I am so happy that you are getting your family and extended family on the bandwagon. I always say that financial freedom is a family affair!
I am happier still that your financial health has improved after taking action. I am very sure your positive results and attitude will spur you on in 2017 to achieve even more.
The journey towards financial freedom starts with financial prudence and if we become better savers, that is half the battle won.
Congratulations on getting your own flat. I share my thoughts in my blog but I am not dogmatic. I just nag a lot. Growing old, you know. Nagging is a privilege that old people have.
As long as your purchase matches your motivations, as long as you are aware of the effects of your decision and as long as it is not going to cause you any problems, OK.
Wishing you and everyone at home a very rewarding new year,
It is safe to say that most Singaporeans can be better off financially if we are willing to help ourselves. Although the strength to do so may vary from one person to another, most of us have the ability to do this.
If WE can do it, so can YOU!
1. 2016 FY income from non-REITs.
2. CPF for retirement funding.
3. Financial freedom is a family affair.
4. Really, thank yourself in future.
What is inflation?