What to do?
Hi M,
Alamak. I am not a professional. So, if you want a professional opinion, I have nothing to offer you. -.-"
This is my unprofessional opinion:
You managed to lock in interest rates of less than 2% on your home loan for the next 2 years and you wonder if you should invest your money for higher returns which really isn't difficult. However, if your investment horizon is only for 2 years (because you managed to lock in low interest rate for the next 2 years), then, better not. Investing is best done if we are using money we won't need for anything else (and we wouldn't have to liquidate our investments at a time not of our own choosing to meet those needs).
As for buying into a bond fund, er, I won't touch a bond fund even with a 5 feet pole. ;p
Best wishes,
AK
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2. Nobody cares more about our money. (Bond funds).